Shreya Shete
Kalyan, Mumbai
Summary
Highly motivated and detail-oriented credit underwriting analyst with 1 year of experience ce in assessing the creditworthiness and financial risk. Dedicated professional with a goal of contributing to the financial success of the organization while delivering exceptional customer service. Seeking to leverage my skills in financial analysis, risk assessment, and regulatory compliance to contribute to the success of an organization.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Credit Analyst-Underwriting
Wells Fargo
Hyderabad
06.2023 - Current
- Undertake accurate and timely credit analysis of counterparties; prepare credit report by capturing relevant information as per the internal policies, recommend internal ratings, and justify the limit proposals.
- Monitoring of limits/exposure and covenants: Updating Limit amendments and credit relevant data updates in the credit system.
- Manage own credit portfolio and assist senior decision makers to make informed decisions based on my recommendations.
- Showcase strong, expert and judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.
- To carry out periodic reviews ( Report: A/R, ICR, AQR) of customer financials and collateral information and performing financial analysis for the relationship.
- Communicating with onshore partners for all preliminary queries as well as post-delivery feedbacks. Carrying out tasks like credit reviews, finalizing risk rating, preparing, or writing narratives/credit notes for credit approvals and ongoing monitoring.
- Ensure compliance with relevant and applicable local and global regulatory and policy requirements.
Internal Audit & Risk Managementin
Protiviti India
Mumbai
05.2022 - 06.2022
- Assisted senior auditors in conducting internal audits of client companies according to established audit plans.
- Identify and provide solutions to strengthen the weaker areas of the clients organization
- Drafted audit findings and recommendations for management review.
- Reviewed policies, procedures, contracts, reports, and other documents to ensure compliance with applicable laws, regulations, and standards.
Education
MBA - Finance
Symbiosis Institute of Business Management, Bengaluru
Bengaluru, KA03-2023
B.Com Commerce -
K.J. Somaiya College of Arts And Commerce
Mumbai, MH10-2020
CLASS XII -
Birla College of Arts, Science And Commerce
Kalyan, MH03-2017
CLASS X -
Holy Cross Convent School
Kalyan, MH03-2015
Skills
- Credit Analysis
- Financial Analysis
- Risk Assessment
- Communication Skills
- Attention to Detail
- Teamwork and Collaboration
Certification
- Financial Modelling Foundations | LinkedIn Learning, 2020
- CWM Chartered Wealth Manager | Udemy, 2021
Extracurricular Activities
- Senior Member | Student Welfare and Sports Committee | SIBM Bengaluru, Conducted and managed various events and day to day campus activities as a Senior member | 2023.
- Member | Jhankaar Dance Club & Hippocampus Art Club| SIBM Bengaluru | 2023.
- Intern | Young Hearts | KJ Somaiya, Efficiently conducted 10+ Tech savvy sessions in order to eliminate digital illiteracy amongst the elderly| Mumbai| Sep 2019-Feb 2020
Languages
Marathi
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Timeline
Credit Analyst-Underwriting
Wells Fargo
06.2023 - Current
Internal Audit & Risk Managementin
Protiviti India
05.2022 - 06.2022
MBA - Finance
Symbiosis Institute of Business Management, Bengaluru
B.Com Commerce -
K.J. Somaiya College of Arts And Commerce
CLASS XII -
Birla College of Arts, Science And Commerce
CLASS X -
Holy Cross Convent School
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