Seeking a challenging position in an organization where I can use my talents and skills to grow and expand an organization as well as myself. I am adaptive to changes and I accept challenges as opportunities.
Overview
6
6
years of professional experience
3
3
Certifications
2
2
Languages
Work History
Lead Analyst
ICRA Analytics / Moody's-related engagements
03.2020 - Current
- Led end-to-end financial spreading, review, and quality assurance for Housing Associations, Regional & Local Governments, Credit Estimates, and Q-Score subsectors, covering balance sheet, income statement, cash flow, liquidity, debt, and economic data.
- Delivered high-complexity analyses and QC across multiple jurisdictions (UK, Europe, Canada, Australia, Asia-Pacific, Africa, Latin America), ensuring methodological compliance, data integrity, and rating credibility.
- Drove guideline review, standardisation, and template/macro validation, supporting platform transitions, methodology updates, respreading exercises, and resolution of critical data discrepancies.
- Acted as subject-matter expert for UK Housing Associations and international RLGs, handling business plans, liquidity updates, rating changes, backfills, and urgent client-impacting revisions.
- Mentored and trained analysts across HA, RLG, and CE workflows; supported onboarding, peer reviews, and knowledge transfer across regions and teams.
- Partnered with clients, analysts, tech, and management through calls and written communication to resolve queries, clarify data, and enable timely delivery of high-quality outputs.
Mentored junior analysts, providing guidance on best practices and fostering a supportive learning environment.
Continuously updated knowledge of industry best practices and emerging trends, sharing insights with colleagues to drive continuous improvement within the team.
Streamlined reporting processes to save time and improve accessibility of critical information for decisionmakers.
Led cross-functional teams for successful completion of projects, ensuring timely delivery and client satisfaction.
Collaborated with stakeholders to develop actionable insights from complex datasets, driving informed strategic decisions.
Played a pivotal role in the successful launch of new products by providing insightful market analyses and competitive intelligence reports.
Enhanced data quality by developing comprehensive data validation processes and working closely with IT teams to address system issues.
Conducted detailed market research to support product development initiatives and identify new growth opportunities.
Developed strong relationships with clients, resulting in increased trust and repeat business engagements.
Implemented process improvements that increased efficiency within the department, allowing for greater focus on high-impact projects.
Contributed to the development of long-term strategic plans through comprehensive industry trend analysis and forecasting models.
Optimized resource allocation by creating customized dashboards for monitoring project progress and tracking key performance indicators.
Reduced operational risks with thorough assessments of business processes, identifying gaps and recommending improvements.
Delivered accurate financial forecasts through rigorous analysis of historical trends, market conditions, and competitor data.
Education
PGD Computerized Financial Accounting -
Jadavpur University
Master of Commerce -
University of Calcutta
Kolkata, India
Bachelor of Commerce -
Goenka College of Commerce
Kolkata, India
Skills
Experienced with Microsoft Office applications
Skilled in remote desktop troubleshooting with TeamViewer
Experienced in online communication tools
Experienced in financial reporting using Tally ERP 9
Knowledge of accounts payable and receivable processes, including invoice handling, payment processing, and account reconciliation
Proficient in data analysis using Excel
Proficient in MFM systems
Financial analysis tools
Automated document templates
MIS & Tracker Governance
Cross-Border Financial Analysis
Stakeholder Communication
Quality control management
Certification
Certified in Indian Stock Market by University of Calcutta and Calcutta Stock Exchange.
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