Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Shruthi R

Shruthi R

Summary

Dynamic trade finance professional with extensive experience at State Bank of India, excelling in regulatory compliance and client relationship management. Proven track record in managing complex transactions and leading user acceptance testing, driving operational efficiency and enhancing service delivery. Adept in SWIFT messaging and business analysis, fostering strong partnerships for growth.

Overview

6
6
years of professional experience
6
6
years of post-secondary education

Work History

Deputy Manager (Trade Finance Officer)

State Bank of India
Hyderabad
01.2025 - Current
  • Independently manage issuance and processing of Inland Bank Guarantees (financial, performance, advance), ensuring strict compliance with UCP 600, URDG 758, URC 522, and domestic regulations.
  • Utilize SWIFT MT/MX messaging daily to execute and monitor transactions, ensuring speed, accuracy, and regulatory compliance.
  • Scrutinize and validate import/export documentation to proactively mitigate transaction risks.
  • Lead User Acceptance Testing (UAT) for Foreign Bank Guarantees and Buyers' Credit applications, identifying system gaps and driving usability improvements.
  • Conduct comprehensive creditworthiness assessments using D&B reports and financial analyses.
  • Collaborate across branches, customers, and technology teams to facilitate efficient operations and prompt query resolution.

Deputy Manager

City Union Bank Ltd
Chennai
04.2021 - 01.2025
  • Managed Imports section: analyzed and processed trade finance documents for Buyers' Credit, Letters of Credit, and collection bills in compliance with RBI and FEMA regulations.
  • Administered Remittance section: handled cross-border transactions including Liberalized Remittance Scheme, NRO-NRE repatriation, inward remittances, foreign currency loans, and FCNR accounts.
  • Built and nurtured strong client relationships, driving new business growth and earning recognition for service excellence in 2022.
  • Coordinated with global partners and business teams for timely issuance and renewal of financial instruments.
  • Supported system transition activities and ensured alignment between business processes and system design.

Finance Intern

Hindustan Petroleum Corporation Limited
Chennai
05.2019 - 06.2019
  • Managed accounts payable, processed vendor payments, and employee reimbursements using ERP systems, ensuring accuracy and timeliness.
  • Verified financial documents using Oracle Web Center Imaging and IDM software to support efficient workflow.
  • Chennai

Education

MBA - Finance And Operations

Thiagarajar School of Management
Madurai , India
08.2018 - 05.2020

B.tech - Biotechnology

SASTRA UNIVERSITY
Thanjavur, India
06.2014 - 05.2018

Sacred Heart Girls' Higher Secondary School
Thanjavur

Skills

  • Trade finance
  • Regulatory compliance
  • SWIFT messaging
  • Client relationship management
  • Cross-border transactions
  • Business analysis
  • Effective communication
  • User acceptance testing
  • Decision-making
  • Trade finance management
  • Document scrutiny
  • Microsoft Excel

Languages

Tamil
First Language
English
Upper Intermediate
B2
Hindi
Elementary
A2

Timeline

Deputy Manager (Trade Finance Officer)

State Bank of India
01.2025 - Current

Deputy Manager

City Union Bank Ltd
04.2021 - 01.2025

Finance Intern

Hindustan Petroleum Corporation Limited
05.2019 - 06.2019

MBA - Finance And Operations

Thiagarajar School of Management
08.2018 - 05.2020

B.tech - Biotechnology

SASTRA UNIVERSITY
06.2014 - 05.2018

Sacred Heart Girls' Higher Secondary School

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Shruthi R