Shruti Kumari

Project - Revolut.

• Conducted comprehensive KYC and CDD reviews for individuals and merchants to ensure AML compliance.
• Performed EDD for high-risk customers by evaluating profiles, ownership structures, and geographic risks.
• Reviewed transaction monitoring alerts to detect unusual patterns and potential financial crime risks.
• Executed sanctions screening and adverse media checks against global watchlists, escalating true matches appropriately.
• Identified and documented key AML red flags related to transaction behaviors and high-risk activities.
• Prepared detailed case narratives, maintained documentation, and facilitated regulatory audits.
• Collaborated with compliance, risk, and operations teams to ensure timely resolution of cases.
• Achieved high accuracy standards while meeting productivity targets aligned with AML and KYC requirements.

Project - WorldPay.

• Conducted Enhanced Due Diligence (EDD) and Customer Due Diligence (CDD) on high-risk clients, PEPs, and sanctioned entities, reviewing over 100 cases monthly to ensure compliance with UN, OFAC, UK regulations, and global AML standards.
• Monitored transactions in real time and post-processing, investigating suspicious activities, and escalating potential money laundering and fraud cases.
• Assisted in the preparation and documentation of Suspicious Activity Reports (SARs) by conducting investigations, compiling findings, and escalating cases in line with AML procedures.
• Collaborated with internal compliance, legal, and risk teams to enhance due diligence measures,
  reducing false positives by 30% through process improvements and automation.
• Ensured adherence to AML/KYC regulations and internal controls, supporting successful internal and external audits.