Dynamic Territory Sales Manager with a proven track record at IDFC FIRST BANK, excelling in business development and market analysis. Skilled in leading teams to achieve sales targets and enhance dealer relationships. Committed to excellence, leveraging problem-solving abilities to drive profitability and implement effective sales strategies.
• Transunion - Consumer Durable Loans:
• Screening / Sampling of all Consumer Durable loans applications booked under Transunion.
• Scrutinizing the documents within a turnaround Time. Investigate the suspicious cases and conclude. • Daily Operational Activities:
• Screening / Sampling of all fresh loan applications and reviewing of applications as per credit & risk policy in compliance with procedures to avoid prospective delinquencies.
• Conduct special thorough investigation of all fraud cases handed over to the unit and monitor progress for conclusion of the cases. • Conducting Visits and reviews of all channels - DSA / Dealer.
• To check the integrity of the out- sourcing agencies through conducting mystery shopping and seeding.
• Managed various cross checks activities in identi cation of potential frauds.
• Vendor Interaction:
• Monitor performance of the vendors and conducting risk training of vendors and RO.
• MIS Reporting and Team Building:
• Responsible for rolling out procedural changes in the team.
• Preparing various presentations for management.
• Selling Finance Options (Loan) to Walk in Customer at Dealer Location.
• Converting Cash/Credit Card Paying Customers to Finance (Loan).
• Conduct Promotional Activities with Retailer/Dealers. Tracking Dealer Payment and Dealer Query.
• Cross Selling Of Insurance and Extended Warranty of products and Maintaining Daily MIS/Reports.
• Developing Company's Business and Increase Company's Revenue With more Loans With Good Cross sell
Date of birth: 08/22/1994
Marital Status : Married