Shubham Gautam
Bengaluru
Summary
Data Scientist specialized in machine learning and predictive modeling. Developed risk scorecard models that significantly improved risk assessment processes. Proficient in Python and SQL, with strong skills in data visualization to communicate insights for strategic decision-making.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Data Scientist
Hero Fincorp Limited
Bengaluru
12.2022 - Current
- Developed and implemented end-to-end machine learning models for collection roll-forward, roll-back, bounce, contactability, and digital affinity using Python and Advanced SQL for over 1.2 million customers.
- Created risk scorecard model for Open Market Personal Loans with Python to enhance risk assessment processes.
- Conducted Dealer Delinquency Analysis and NPA Projections utilizing MS Excel to inform strategic decisions.
Manager - Data Science
Poonawalla Fincorp Limited
Pune
07.2021 - 11.2022
- Developed and deployed pre-delinquency machine learning models in Python for ABF and Affordable Home.
- Validated and implemented propensity model in Python for Unsecured Loans.
- Executed Straight Through Valuation for UCL, identifying customers eligible for direct disbursement.
Assistant Manager
IIFL Samasta Finance Limited
Bengaluru
09.2018 - 06.2021
- Developed rule-based credit assessment model to assess new onboarding customers into low, medium, and high-risk customers.
- Developed Fraud and Legal Risk Scorecard.
- Development of Dashboards on platforms like MS Power BI and Xceed Analytics.
Data Analyst Intern
N. Ranga Rao and Sons
Mysuru
04.2017 - 05.2017
- Performed correlation analysis and data visualization to identify trends in complex data sets, synthesizing insights into reports and presentations which led to strategic changes.
Education
P.G.D.M. - Finance and Systems
S.D.M. Institute for Management Development
Mysuru, KA03.2018
B.Tech. - Computer Engineering
Govt. Engineering College
Jhalawar, RJ07.2015
Skills
- Machine learning techniques
- Data visualization tools
- Spreadsheet analysis
- Programming in Python
- Statistical analysis with NumPy
- Data manipulation with Pandas
- Predictive modeling
- SQL and advanced SQL
- SAS programming
Certification
- Course on Leadership for Global Citizenship
- Summer Training at Nuclear Power Corporation of India ltd. - Rawatbhata Rajasthan Site
- An effective study of Microfinance and its role in Rural Development at Shri Kshetra Dharmasthala Rural Development Project.
Timeline
Data Scientist
Hero Fincorp Limited
12.2022 - Current
Manager - Data Science
Poonawalla Fincorp Limited
07.2021 - 11.2022
Assistant Manager
IIFL Samasta Finance Limited
09.2018 - 06.2021
Data Analyst Intern
N. Ranga Rao and Sons
04.2017 - 05.2017
P.G.D.M. - Finance and Systems
S.D.M. Institute for Management Development
B.Tech. - Computer Engineering
Govt. Engineering College
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