Shubham Yaduvanshi
Jaipur
Summary
To work in an organization that offers opportunities to learn and grow, while utilizing my management skills to nurture the organization efficiently. Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths .
Skilled Credit Officer with broad experience in credit risk management and financial analysis. Strengths include ability to assess creditworthiness, manage loan portfolios, and develop effective strategies for mitigating potential risks. Previous roles have involved positively impacting revenue growth by identifying opportunities for portfolio expansion while maintaining strict adherence to regulatory compliance guidelines.
Overview
7
7
years of professional experience
Work History
CREDIT OFFICER HOME LOAN
Au Small Finance Bank
Jaipur
01.2022 - Current
- Double-checked account and application information provided by clients to assist in making accurate credit decisions.
- Met with credit applicants to acquire personal and financial information used to process credit report.
- Analyzed customer accounts, payment trends, and credit ratings to assess risk of default.
- Analyzed financial statements, loan applications and credit reports for potential customers
- Provided excellent service and attention to customers when face-to-face or through phone conversations.
- Operation Disbursement
- Prepare case Cibil Report
- Personal Discussion
- Cam preparation
- Banking analysis
- Check and prepare daily walks in MIS
SENIOR ASSOCIATE
Astute Management & Solutions Pvt.Ltd.
08.2018 - 12.2021
- Monitoring and supervision of various activities
- Prepare the financial statement
- Cam preparation of Indostar home loan, Inditrade capital
- Banking analysis of Inditrade capital bank, Indostar lap
- Check and prepare daily walks in MIS
- Analyzed data and created reports for senior management.
- Maintained responsibility for all inquiries, concerns and complaints, resolving matters effectively and to satisfaction of customers.
Education
M.A -
University of Rajasthan
01-2023
Bachelor of Arts (B.A) -
University of Rajasthan
12th -
Rajasthan Board
Ajmer, India10th -
Rajasthan Board
Ajmer, IndiaSkills
- Community mobilization
- Delinquency monitoring
- Conflict resolution
- Risk Assessments
- Honesty
- Hard working
- Performance Improvements
- Team spirit coordination
- Document processing
- Strategic
- Focused
- Portfolio Management
- Loan recommendations
- Credit validations
- Credit analysis
- Financial statement analysis
- Time management
- Loan disbursements
Disclaimer
This Above Information is correct to the best of my knowledge & belief. And these details correctly describe my qualification and other details.
Personal Information
Date of Birth: 05/29/97
Address :- Plot No 10 Yogi Marg Majdur Nagar Sodala Jaipur
Father's Name
Roshan Lal
Timeline
CREDIT OFFICER HOME LOAN
Au Small Finance Bank
01.2022 - Current
SENIOR ASSOCIATE
Astute Management & Solutions Pvt.Ltd.
08.2018 - 12.2021
M.A -
University of Rajasthan
Bachelor of Arts (B.A) -
University of Rajasthan
12th -
Rajasthan Board
10th -
Rajasthan Board
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