Shubham Verma
Jaipur
Summary
Dynamic Branch Sales Manager with HDFC BANK Pvt. Ltd., excelling in financial analysis and relationship management. Proven track record in enhancing customer satisfaction and achieving liability acquisition targets. Expertise in financial software and delivering tailored banking solutions, driving revenue growth through strategic client engagement and compliance with banking regulations.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Branch Sales Manager
HDFC BANK Pvt . Ltd
Jaipur
Current - Current
- Delivered high-quality customer service and built strong, long-term client relationships to enhance customer satisfaction and retention
- Measured financial and operational performance of clients using financial analysis tools such as ratio analysis, trend analysis, sales forecasting, budgeting, repayment capacity assessment, and bank policy evaluation
- Assessed fund-based facilities including Overdraft (OD), Cash Credit (CC), Term Loan limits, and Dropline Overdraft facilities
- Prepared and presented loan eligibility statements supported by key financial ratios to determine creditworthiness and loan eligibility
- Generated revenue through remittance services and foreign exchange transactions
- Developed and maintained personalized banking solutions tailored to individual customer needs and financial goals
- Managed client portfolios by providing customized financial advice and suitable product recommendations
- Advised customers on a range of financial products such as mortgages, loans, and insurance based on their financial profiles
- Achieved liability acquisition targets by acquiring new customers and deepening relationships with existing clients
- Handled customer interactions and relationship management for high-net-worth individuals (HNI)
- Ensured strict compliance with banking regulations, internal policies, and risk management guidelines
- Executed sales and marketing initiatives within the branch catchment area to expand the liabilities business and meet business objectives
Accounts and Finance Executive
Shree Hari InfraProjects Pvt . Ltd
11.2020 - 06.2025
- Manage of Fund Based Facility (Overdraft Limit, Cash Credit Limit, Trade Facility and Term Loan) and Non-Fund Based Facilities (Bank Guarantee, Letter of Credit)
- Managed accounts payable and receivables, raising invoices, reconciling accounts and processing cash transactions
- Analysis of Debtors and Creditors ageing, recovery period & Balance confirmation procedure
- Prepared and provided essential financial documentation and explanations during annual audits with Statutory auditors
- Led financial reporting activities, including monthly close procedures, to ensure timely and accurate presentation of financial results
- Streamlined invoice processing system, reducing processing time and improving supplier relationships through timely payments
- Reconciled monthly bank statements and resolved discrepancies
- Established daily priorities and organized workloads to maximise productivity
Education
MBA - Banking & Finance
Amity University
Noida01-2025
Master of Commerce -
University of Rajasthan
01-2021
Skills
- Financial analysis
- Relationship management
- Customer service and support
- Branch operations
- Financial software expertise
Certification
NISM
Languages
Hindi
Native
Native
English
Proficient (C2)
C2
Timeline
Branch Sales Manager
HDFC BANK Pvt . Ltd
Current - Current
Accounts and Finance Executive
Shree Hari InfraProjects Pvt . Ltd
11.2020 - 06.2025
MBA - Banking & Finance
Amity University
Master of Commerce -
University of Rajasthan