SHUBHI GUPTA
Pune
Summary
Detail-oriented professional specializing in due diligence, regulatory reporting, and risk compliance. Proven track record in reviewing DDQs, tracking credit ratings, and preparing comprehensive risk reports. Expertise in ensuring timely execution of regulatory deliverables, contributing to organizational compliance and risk management.
Overview
6
6
years of professional experience
Work History
Associate - Compliance & Governance
Bank of Newyork
Pune
12.2024 - Current
- Perform comprehensive data and due diligence reviews for cash correspondent relationships, including the design, execution, and analysis of Due Diligence Questionnaires (DDQs) to assess counterparty and provider risk.
- Monitor the Legal Agreement Repository, identifying potential breaches, and escalating issues to ensure compliance with regulatory and internal risk frameworks.
- Track and assess MPFA credit ratings, providing timely updates to the First Line of Defense (LOD1), to support proactive risk mitigation strategies.
- Maintain accurate records of CASS and CAP-eligible providers, conducting monthly and biannual risk and compliance checks in alignment with regulatory requirements.
- Compile and deliver Quarterly Global Network Risk Reports for key stakeholders, contributing to the transparency and oversight of providers.
- Prepare MPFA communication packages and regulatory correspondence on a quarterly basis, ensuring clarity and compliance for MPF-eligible providers.
- Ensure timely execution of monthly deliverables, including CASS reporting obligations, and FX spot rate updates.
- Maintain and update Due Diligence Validation (DDV) Grids, facilitating structured risk assessments, and ensuring consistent data availability on internal platforms (e.g., MIND).
- Prepare and present monthly MIS reports tracking DDQ/DDV progress, supporting management oversight, and decision-making.
- Assist with the maintenance and distribution of the Authorized Signatory List (ASL) and key contact databases, reinforcing operational resilience, and business continuity.
Intermediate Client Representative
Bank of Newyork
Pune
08.2022 - 12.2024
- Systematically maintained comprehensive client records through effective management of SWIFT cutover tasks.
- Managed transactions using RMA system by evaluating FIN message authorization against KYC requirements.
- Provided assistance to clients regarding RMA setup, and addressed their queries to ensure smooth and efficient messaging processes.
- Delivered comprehensive training to new joiners to ensure proficiency in daily tasks, and maintain operational excellence.
- Collaborated with the technical team and management to streamline and automate processes, reducing manual touchpoints, and enhancing overall efficiency.
Representative, Client Processing
BNY Mellon
Pune
06.2021 - 08.2022
- Supervised processing and monitoring of SWIFT instructions, payments, and FX transactions for efficiency.
- Decoded SWIFT messages, routing them to appropriate teams for timely follow-up actions.
- Served as primary contact for resolution of client issues regarding SWIFT transactions.
- Escalated suspicious transaction activities to ensure adherence to regulatory compliance.
- Analyzed SWIFT instructions to enhance accuracy and generated JIRA tickets for STP initiatives.
- Managed FX payment processing while coordinating with subcustodians to ensure effective fund transfers.
Associate Research Analyst
Vaco Binary Semantics (Onsite Google)
10.2020 - 06.2021
- Conducted research and analysis to enhance Google's search engine knowledge base quality.
- Curated and consolidated data to improve user experience and maintain knowledge base integrity.
- Implemented strategies for organizing and maintaining data to ensure authenticity of Google's database.
Intern Accounts
Mahindra and Mahindra Financial Services Limited
05.2019 - 07.2019
- Assisted branch managers at Mahindra Finance with loan sanction tasks, including credit analysis and KYC compliance.
- Conducted financial analysis of client documents to streamline loan approval processes.
- Analyzed results of auto loan products, including LMV and HMV, to enhance productivity.
- Compiled quarterly research reports to identify trends and recommend improvements for auto loan offerings.
Education
MBA - Finance And Marketing
ASIAN Business School
Noida01-2020
Bachelor of Computer Applications - Computer Applications
CSJM University
Kanpur01-2017
Intermediate - Science
Jawahar Navodaya Vidyalaya
Shahjahanpur01-2013
High School Diploma -
Jawahar Navodaya Vidyalaya
Shahjahanpur01-2011
Skills
- Due diligence and risk assessment
- Regulatory compliance
- Data analysis and reporting
- Operational risk management
- Document management
- FX Transfer
- SWIFT messaging
- Financial analysis
- Know Your Customer (KYC) operations
- Microsoft Excel
- Power BI
Accomplishments
- Going Above and Beyond Award - Awarded by BNY Mellon for giving support to the other teams at the time of higher volumes, and taking initiative to reduce manual touch points in the process
- Star Award - Received Star Award by Vaco, Binary Semantics onsite, GOOGLE
- Rajya Puraskar - Awarded by Rajya Puraskar by India Bharat Scouts and Guides
Extra curricular activities
- Volunteer as a CSR Representative at BNY Mellon by leading the CSR activities organized by BNY Mellon
Languages
Hindi
First Language
English
Proficient (C2)
C2
German
Beginner
A1
Projects
Loan Sanction Process at Mahindra Finance
Worked with branch managers of Mahindra Finance in Delhi NCR to understand the various critical activities like Credit Analysis, KYC, Financial Analysis of statements of customers during loan sanction process. Preparing a research report on the performance of various auto loan products from Mahindra Finance, such as LMV and HMV, quarterly, and analyzing their results to improve productivity.
Timeline
Associate - Compliance & Governance
Bank of Newyork
12.2024 - Current
Intermediate Client Representative
Bank of Newyork
08.2022 - 12.2024
Representative, Client Processing
BNY Mellon
06.2021 - 08.2022
Associate Research Analyst
Vaco Binary Semantics (Onsite Google)
10.2020 - 06.2021
Intern Accounts
Mahindra and Mahindra Financial Services Limited
05.2019 - 07.2019
MBA - Finance And Marketing
ASIAN Business School
Bachelor of Computer Applications - Computer Applications
CSJM University
Intermediate - Science
Jawahar Navodaya Vidyalaya
High School Diploma -
Jawahar Navodaya Vidyalaya
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