Deputy Manager (Branch Operations and Front Desk Officer
Axis Bank Limited
, Punjab
02.2020 - 10.2020
Developed and implemented policies, procedures and process to improve retention rates of customer and increase customer service scores
Managing customer centric operations, forwarding customer instructions to the concerned department & ensuring customer satisfaction by achieving delivery & service quality norms
Maintaining healthy & cordial relationships with the institutional/ corporate clients for expanding business & resolving the queries & complaints for high customer satisfaction
Daily monitoring the escalated mails querying the reasons for escalations and ensuring that timely and correct resolutions are sent to customers
Oversaw ATM balances, managed to refilled cash as needed, and ensured the system was in good working order
Ensures that department activities are compliant with audit and risk management policies and regulations
Manages and prepare responses to audit findings, and other regulatory information
requests in a timely and comprehensive manner.
Deputy Manager (Operations Manager
Axis Bank Limited
, Punjab
08.2016 - 02.2020
Ensuring that the complete authenticity and accuracy while recording the transactions, expenses, vouchers, etc
As per the compliance
Maintaining branch records & controlling the branch operations reviewing, tracking, monitoring the records and ensuring resolution of the compliant in accordance with the rules, processes & guidelines of and statutory requirements
Assisting in development and rollout of risk assessment frameworks and processes and streamlining & enhancing the systems to achieve maximum efficiency in various operations
Delegated responsibilities to employees with clear, concise instructions, resulting in efficient branch operations
Handled complex customer transactions, problems, or inquiries
Ensured that the audit/compliance procedures of the branch were followed.
Deputy Manager (Customer Relationship Manager
Axis Bank Limited
Amritsar, Punjab
04.2014 - 08.2016
Delivering cost-effective, quality service in order to retain customers and facilitating the HO functions that require implementation of initiatives at the branch level
Handling operational part of the process involving decision making and nurturing leadership quality
Preparing documents as per the requirements & maintaining confidential work reports/legal documents
Processing all Forex Related transactions & handling queries
Cultivated customer loyalty, promoted repeat customers and improved sales
Process all client transactions, including withdrawals, deposits, transfers, and loan payments
Respond to clients' questions and concerns related to their accounts and bank products
Established and maintained relationships while providing assistance to individuals and corporates.
Assistant Manager (Front Desk Officer
Axis Bank Limited
Lucknow, Punjab
04.2014 - 08.2016
Assisted customers in opening and closing their account, checking the status and gave them appropriate solutions if they are facing any issues with their accounts
Demonstrated a genuine client-centric service culture that ensured customer satisfaction levels were elevated and maintained
Kept current on banking policies and procedures including storage of various banking items, hosted weekly meetings and ensured audit details were understood and adhered
Responded to client inquiries while identifying critical transactional issues or discrepancies to provide viable solutions leading to maximized customer satisfaction and valued feedback
Expanded customer base by utilizing in-depth knowledge of retail services and bank products
Accountable for day to day operations, and risk management of banking transactions
Was responsible for growing revenue though loans, deposits, investments and other banking products.
Marketing TRAINEE
Indian Oil Corporation Limited
05.2009 - 07.2010
A Study of Customer Satisfaction at retail outlets of Indian Oil Corporation
Appreciation for work and finishing work within time constraint
Gained a better knowledge of interacting with customers
Examined the use and effectiveness of e-applications in the corporate world.
Teller, Assistant Manager
Swaroop Nagar
Kanpur
Planning and executing the audit, which includes understanding the business, risk assessment, testing of controls and substantive testing
Preparing, examining and analyzing accounting records, financial statements, or other financial reports to assess accuracy, completeness and conformance to accounting standards
Audit of complex business areas such as revenue, cost of goods sold, along with other areas of balance sheet and statement of profit and loss
Processing all client transactions including withdrawals, deposits, transfers and loan payments
Accurately record each transaction to ensure all documentation and paperwork is in compliance
Ensuring that the complete authenticity and accuracy while recording the transactions, expenses, vouchers as per the compliance
Ensured cash drawer was balanced and all supporting documentation was in line with cash receipts and client transactions.
Education
MBA - Marketing and HR
Amity University
2011
B.B.A - undefined
LUMBA (University of Lucknow
2009
Matriculation - undefined
CBSE
2005
undefined
CBSE Board
2003
Skills
IT Proficiencies:
Microsoft Office packages including Word, Excel, PowerPoint, Finacle Banking Software