Seeking a dynamic and challenging career with an organization that provides diverse experiences and enables me to effectively utilize my abilities to serve the company proficiently and with a positive attitude.
Overview
12
12
years of professional experience
8059
8059
years of post-secondary education
Work History
Credit manager
HDFC Bank Ltd.
01.2024 - Current
Analyzed applicant's financial status and credit and property evaluations to determine loan feasibility.
Maintained full knowledge of current approvals, regulatory environment and made proactive adjustments to meet changing requirements.
Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution.
Improved credit risk management by implementing effective underwriting policies and procedures.
Mentored junior team members in credit management best practices to enhance overall department performance.
Freelancer
Taxation
08.2022 - 12.2023
Prepared & filed income tax, GST and TDS returns adhering to relevant guidelines and tax regulations.
Partner at TaxBuddy.com: Assisting clients in tax planning and optimizing tax liabilities through efficient strategies.
Tax Expert
SSBA Innovations Pvt. Ltd.
08.2021 - 08.2022
Preparing & filing of income tax returns of individuals having different sources of income in accordance with tax laws.
Computation of short term and long term capital gain.
Assisting clients with regard to the tax implications of overseas investments and foreign income earned pursuant to applicable DTAA.
Responding to client tax related questions, such as the suitable tax regime, exemptions to be claimed or not, and Do's & Don'ts while carrying out transactions.
Advised clients on tax planning strategies, resulting in significant tax savings while ensuring full compliance with tax regulations.
Audit & Tax Executive
P D Heda & Co.
06.2018 - 02.2020
Computation of total income and advance tax liability for private limited companies and filed income tax returns of individuals as well as companies.
Independently managed Tax Audit and Statutory Audit, verifying financial records and maintaining meticulous documentation for audit compliance of various types of entities.
Conducted GST Audits and assisted clients in GST compliance, registration, and return filings ensuring accurate reporting of transactions in accordance with tax regulations.
Article Assistant
Parekh & Co.
03.2013 - 08.2016
Assisted in the preparation, finalization and review of financial statements, ensuring compliance with accounting standards and tax regulations.
Prepared & filed income tax returns of individuals, businesses and corporate entities adhering to relevant guidelines and regulations.
Preparation of Books of accounts of co-operative societies, partnership firms and private limited companies in Tally and Busy software.
Assisted in income tax assessment cases of individuals as well as corporate.
Led Tax and Statutory Audits for clients, ensuring accurate record-keeping and adherence tax laws during the audit process.
Education
Chartered Accountancy -
ICAI
Graduation - TYB.com
Mumbai University
03-2014
HSC -
Maharashtra Board
03-2011
SSC -
Maharashtra Board
03-2009
Other Details
Cooking, Listening music, Podcasts, English, Hindi, Marathi
Personal Information
Date of Birth: 12/10/93
Technical Skills And Certifications
Tally ERP
MS Office
Genius & Busy Software
Analytical
Focused
Adaptable
Team player
Participated in a FinTech and Financial Analysis Course by UpGrad