BHATT SHYAMSUNDAR
Ahmedabad
Summary
Results-driven credit manager with expertise in financial evaluation and risk assessment. Demonstrated ability to enhance loan processing efficiency while ensuring strict compliance with lending policies. Strong attention to detail and effective communication skills contribute to successful applicant evaluations and risk management.
Overview
10
10
years of professional experience
Work History
Credit Manager
Bajaj Finserv
Ahmedabad
11.2018 - Current
- Reviewed and updated credit evaluations to ensure accuracy and compliance with lending policies.
- Analyzed applicants' financial statuses, credit histories, and property evaluations for loan feasibility.
- Met with applicants to gather necessary information for loan applications and address inquiries.
- Processed loans within specified limits, referring applications exceeding limits to management for approval.
Assistant Risk Manager
fullerton india
Rajkot
09.2017 - 11.2018
- Approved loans within specified limits and referred applications exceeding limits for management approval.
- Met with applicants to gather necessary information for loan applications.
- Analyzed financial status, credit reports, and property evaluations to assess loan feasibility.
- Explained various loan types and credit options, including terms of services.
- Compiled copies of credit histories, corporate financial statements, and other financial documents.
- Reviewed and updated credit and loan files for accuracy and compliance.
- Examined loan agreements to ensure completeness and adherence to policies.
- Calculated payment schedules for approved loans.
operation officer
Mas rural housing finance ltd
Ahmedabad
01.2016 - 09.2017
- Trained and evaluated credit officers and SV executives according to company policy.
- Monitored branch logging and resolved file inquiries for enhanced efficiency.
- Ensured timely action on site visits to maintain operational standards.
- Conducted daily monitoring of branch login status and product performance through TAT.
- Performed quality assessments of CRM use across branches.
- Managed statutory compliance at branches, including Shop Act License, RBI-NHB License, and Professional Tax Payment.
- Oversaw infrastructure requirements for branches, focusing on new needs and maintenance.
- Developed systems for branches, enhancing credit processes and CRM functionality while coordinating verification with site visit executives and agencies.
operation officer
Mas Finance Service Ltd
Ahmedabad
08.2015 - 12.2015
- Trained and evaluated credit officers and senior executives per company policy.
- Monitored branch logging and resolved file queries to enhance operational efficiency.
- Maintained turnaround time for site visits to uphold service standards.
- Conducted daily monitoring of branch login and product status through turnaround time analysis.
- Performed quality monitoring of CRM systems at branches to ensure compliance.
- Managed statutory compliance for branches, including Shop Act licenses and RBI-NHB renewals.
- Oversaw infrastructure requirements for branches, focusing on new needs and maintenance.
- Developed systems for branches, including credit and CRM, ensuring systematic verification processes with site visit executives.
Education
MBA - Finance
Shree Sahajanand Institute of Management (GTU)
Bhavnagar07-2015
BBA - Marketing
LJ Institute of Administration
Ahmedabad07-2013
Commerce
Gujarat Secondary & High Secondary Board ( 12th)
Mahuva03-2010
General Studies
Gujarat Secondary & High Secondary Board (10th)
Mahuva03-2008
Skills
- Credit analysis and financial evaluation
- Loan processing and underwriting
- Risk assessment and application review
- Virtual induction facilitation
- Adaptability to change
- Training delivery
Timeline
Credit Manager
Bajaj Finserv
11.2018 - Current
Assistant Risk Manager
fullerton india
09.2017 - 11.2018
operation officer
Mas rural housing finance ltd
01.2016 - 09.2017
operation officer
Mas Finance Service Ltd
08.2015 - 12.2015
MBA - Finance
Shree Sahajanand Institute of Management (GTU)
BBA - Marketing
LJ Institute of Administration
Commerce
Gujarat Secondary & High Secondary Board ( 12th)
General Studies
Gujarat Secondary & High Secondary Board (10th)