Sibayan Bhattacharjee

• As a Fintech-savvy banking professional and current Branch Manager at the State Bank of India, I bring a proven record of leading teams, driving asset quality, and delivering consistent business growth through data-driven decision-making. With a strong foundation in financial operations and customer relationship management, I specialize in using analytics, dashboards, and Excel-based models to uncover insights that enhance efficiency, optimize lending decisions, and strengthen portfolio performance.
• My leadership approach integrates technology with traditional banking expertise — aligning business goals with actionable data insights. Skilled in monitoring key performance metrics, managing risk, and implementing digital tools, I focus on improving branch profitability, operational compliance, and customer satisfaction.
• Key strengths include:
• Data-driven business management and strategic planning
• Asset quality monitoring and credit performance analysis
• Advanced Excel, Office365, and dashboard reporting for business insights
• Team leadership and staff development for high-impact results
• Strong understanding of fintech trends and data analytics applications in banking
• I aim to continue growing at the intersection of banking, analytics, and fintech innovation, applying data-backed strategies to create sustainable financial solutions and digital transformation in the banking ecosystem.
• Met deadlines by proactively managing individual and team tasks and streamlining processes.
• Maintained friendly and professional customer interactions.
• Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
• Conducted financial due diligence on potential investments and acquisitions.
• Reviewed historical records, current operational data and forecasting information to identify and capitalize on system enhancement opportunities.

Handled and processed more than 1200 retail assets

• Personal Segment - Auto Loans, Unsecured Personal Loans, Loans against deposits, Priority Sector Lending
• Non Personal Segment - Non Fund based exposure, Bank Guarantee, Working Capital requirements
• Developed strong relationships with customers through high levels of customer service.

• Generated standard and custom reports to provide insights into business performance.
• Analyzed data to identify root causes of problems and recommend corrective actions.
• Collaborated with stakeholders to identify business needs and data sources.
• Identified patterns and trends in large data sets and provided actionable insights.
• Onboarded 18+ traditional retail branches onto a new platform to acquire NBFC portfolios