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Dynamic professional with extensive experience in credit assessment and risk monitoring at Cholamandalam Investment & Finance Company. Proven track record in enhancing customer satisfaction and operational efficiency. Skilled in CIBIL analysis and compliance management, with a strong focus on team leadership and cross-training to drive performance.
1.Handling The Complete Branch Related Credit and Operation Role From Login to Disbursement Payment Release.
2. Under my team, one credit operation executive is assigned to each branch.
3. Currently handling the Gulbarga and Shapur branch.
4. Doing the PD s at Field Level analysis the cibil And Property doc
5. Generating The CIBIL, CRIFF , CERSAI Report And Analyzing it Properly Accordingly Chola Policy . Evaluting The Legal And Technical Reports For Sacntion
6.Preparing the The CAM and recommending the case To Next Level .
7.Accomplished multiple tasks within established timeframes. 8.Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.
9.Cross-trained existing employees to maximize team agility and performance.
10.Led daily operations by managing credit assessments and ensuring compliance with regulatory requirements, resulting in streamlined processing times.
1.Handling The Territory Related Risk Monitoring Activity. 2.Checking Post , Pre Disbursement And Collection Audit of All Clients at Field Level .
3.Branch Audit Of all Branches of Territory 4.Staff Back Ground Verifications .
As a Credit Officer in the SLI Department (Micro Loans).
1.Visiting The Customer of JLG And SHG Customer Analyzing the CIBIL and providing Credit Literacy to customers .
2.Doc Verification and Process Throgh The Internal Portal
3.Preparig The Group CAM assessing CIBIL and Criff Recomending the Case for Approval.
Sales Officer SLI (micro laons ) 1.Doing The Marketing activity at market sourcing the JLG and Existing SHG Groups Forming the Group. 2.Providing the credit literacy and various benefits of Product 3. Generating the CIBIL and Doing the Login with Required Doc and Getting The approval from Credit Team . 4. SB account Opening Process will be Done each customer from my End . 5 . Selling the cross sale of Brach Retail Products Like Insurance , TW loan , car Loan , personnel loan , Bussiness Loan , Home Loans and Doing the RD ,FD Getting the Separate Incentive For It .
Credit assessment
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