SIDDHANT NAIR
PRODUCT MANAGER
Mumbai
Summary
A Multi-faceted, efficient, and reliable management professional with over 9 Years of experience in sales, marketing , franchise development and risk management of financial products. Proficient in channel development and management across geographies to create a robust franchise model mix for the company with focus on profitability and optimization of resources.
Overview
10
10
years of professional experience
2
2
years of post-secondary education
Work History
Assistant Vice President - Product Retail Sales
SMFG India Credit Company Ltd.
06.2015 - Current
- Manage a 7,500 Cr Unsecured portfolio and stand responsible for deliverance of profit goals on annual basis.
- Responsible for delivering drivers for pursuing the revenue targets with control over the portfolio performance
- Responsible for maintaining relationship & Scaling business with Partners for Offline space, Sourcing PAN India business (Andromeda , Starpowerz ,Finwizz & Ruloans etc)
- Cross function co-ordination with various departments like risk, technology, finance, legal & compliance etc. to develop an optimum lending process and seamless customer journey
- Managed Internal and external audits for the business and its related processes to identify and bridge the gaps for a better customer journey
- Responsible for devising the go to market strategy for all market types in SMICC
- Responsible for devising the payout policies to ensure growing participation withing the budgeted Cost of Acquisition
- Responsible for development & implementation of new strategies for business to ensure sustainable growth and execution of various sales drives for improving productivity levels for Sales team
- Responsible for ensuring process enhancements leading to better delivery to the end user . Such as Account Aggregator , OCR , DAF , Econsent , ENach, EKYC.
Summer Intership
AMUL
03.2014 - 05.2014
- Project Title: Assessing feasibility of a home delivery model for Amul ice cream
- Objective: The main objective of this project is to see Acceptability of Home delivery for Ice creams by its customers
- To know Customers' expectations from Home delivery
- To find out the measures that can be adopted to increase sales
- To study Amul Ice-Cream positioning in the mind of the consumers vis-à-vis competitors.
Education
PGDM -
IES Management College and Research centre
01.2013 - 04.2015
Bachelor of Management Studies - undefined
Tolani college of commerce
01.2012 -
Higher Secondary, 12th Std. - undefined
Tolani College of Commerce
01.2009 -
Secondary, 10th Std. - undefined
St.Dominic Savio High School
01.2007 -
Skills
Product Development
Process Improvements
Sales Tracking
Portfolio Management
Digitalization
Expense Management
Policy Framework
Accomplishments
- CEO Elite Award - Awarded as best team of the year (personal loan)
- FIRE Award - Awarded 3 times as quarterly functional champion
- National level Pistol Shooter (10mtr) - Have won prizes at district, state and University level - Have qualified for National and represented Maharashtra 2 times in National
- Inter collegiate level awards - have won prizes for Ad-mad, stage craft and dramas.
Projects
1. Launched Account Aggregator - To have Paperless banking
2. Launched OCR - To have smooth data entry for Sales app
3. Launched Enach / Econsent - To reduce manual errors and have better TAT
Timeline
Assistant Vice President - Product Retail Sales
SMFG India Credit Company Ltd.
06.2015 - Current
Summer Intership
AMUL
03.2014 - 05.2014
PGDM -
IES Management College and Research centre
01.2013 - 04.2015
Bachelor of Management Studies - undefined
Tolani college of commerce
01.2012 -
Higher Secondary, 12th Std. - undefined
Tolani College of Commerce
01.2009 -
Secondary, 10th Std. - undefined
St.Dominic Savio High School
01.2007 -