Summary
Overview
Work History
Education
Skills
Certification
Languages
POSITIONS OF RESPONSIBILITY
Timeline
Generic
Siddhanth Dey

Siddhanth Dey

Bengaluru

Summary

Senior Credit Analyst with 4 years of experience in credit analysis, risk management, and financial analysis. Skilled in data analysis, financial statement review, and risk assessment. Expertise in decision-making, client management, and operational efficiency. Proven ability to provide strategic recommendations that improve financial outcomes.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Senior Credit Analyst

Oracle
02.2023 - Current
  • Conducted creditworthiness assessments for 100+ clients across India and APAC.
  • Awarded Best Analyst for maintaining 100% quality in credit analysis.
  • Led a JAPAC credit ratings project, analyzing economic conditions.
  • Managed a customer data project, segmenting clients by revenue and creditworthiness.
  • Organized corporate events and won multiple awards in corporate football.

Associate Underwriting Specialist

Better.com
10.2020 - 09.2022
  • Funded 500+ mortgage loans, both fixed and adjustable, for conventional refinance and purchase transactions.
  • Ranked in the top 5% of the production team, consistently exceeding SLAs and targets.
  • Conducted risk assessments to optimize borrower evaluations and loan approvals.
  • Streamlined loan processes by analyzing financial data and credit ratios.
  • Achieved 100% quality on CTC loans while ensuring TAT and SLA compliance.
  • Proposed process improvements that enhanced efficiency and business growth.

Education

PGDM -

International Management Institute
04-2020

BTech -

Sikkim Manipal Institute of Technology
04-2017

Skills

  • Underwriting
  • Client and Stakeholder Management
  • Advanced MS Excel
  • Tableau
  • SQL
  • Credit Report Analysis
  • Credit Ratio Analysis
  • Data Analysis
  • Credit research
  • Credit risk analysis
  • Financial statement review
  • High risk account reviews

Certification

  • Analyzing Company Performance Ratios, Coursera
  • The complete Financial Analyst course, Udemy
  • Credit Risk Management - Frameworks & Strategies, Coursera

Languages

Bengali
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Assamese
Proficient (C2)
C2

POSITIONS OF RESPONSIBILITY

  • Member of the CSR team at Better.com (2021 - 2022)
  • Member of Sports Committee at IMI-K (2018 - 2020)
  • Employee Club, Oracle 2023 -2024

Timeline

Senior Credit Analyst

Oracle
02.2023 - Current

Associate Underwriting Specialist

Better.com
10.2020 - 09.2022

PGDM -

International Management Institute

BTech -

Sikkim Manipal Institute of Technology

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Siddhanth Dey