Summary
Overview
Work History
Education
Skills
Interests
AREAS OF INTERESTS
Timeline
Generic

Siddharth Sharma

Banker
Chandigarh,CH

Summary

Dedicated professional with expertise in driving growth within dynamic organizations. Committed to leveraging skills and experience to foster mutual development for the company and personal career advancement. Eager to embrace challenges that promote innovation and enhance operational efficiency. Passionate about collaborating with teams to achieve shared goals and deliver exceptional results.

Overview

17
17
years of professional experience
4
4
Languages

Work History

Senior Branch Head

Utkarsh Small Finance Bank
03.2025 - Current

Grade: Chief Manager

  • Led branch operations to enhance customer service and drive growth.
  • Developed strategic initiatives to improve financial product offerings and client engagement.
  • Mentored and trained staff, fostering a high-performance culture within the branch.
  • Analyzed market trends to identify opportunities for business expansion and risk management.
  • Responsible for branch growth and profitability.

Branch Manager

HDFC BANK
12.2022 - 02.2025
  • Grade: Senior Manager
  • 1. Responsible for branch profit and loss.
  • 2. Responsible for branch compliance.
  • 3. Responsible for business development through achieving the targets allotted.
  • 4. Team management, team training, and coaching.
  • 5. Oversee branch operations, and conduct periodic audits to ensure that everything is in place, identifying any gaps and correcting them.
  • 6. Ensuring all the branch targets are achieved for TPP, CASA, fixed deposits, assets, etc.

Branch Manager

CSB BANK
04.2021 - 10.2022

Grade: Manager

  • Supervising day-to-day branch operations.
  • Ensuring compliance.
  • Business development and ensuring branch profitability.
  • Handling customer complaints and resolving them on time.
  • Processing and disbursal of all types of retail loans, including home loans, car loans, personal loans, and gold loans.
  • Periodic inspection to ensure branch operations are in compliance with the bank policy.
  • Training team members on processes and compliance.
  • Managed team performance through regular coaching and mentoring, fostering professional growth.
  • Developed and implemented strategic sales initiatives, enhancing customer engagement and satisfaction.


Branch Operations Head

CSB Bank
04.2017 - 03.2021


  • Customer dealing/Customer service.
  • Processing of account opening
  • Cash Management.
  • Rectification of audit reports..
  • Processing officer for all retail loans and gold loans.
  • Assisting the branch manager in achieving the branch budget through cross-selling.
  • Managing a team of Customer Relationship Officers and ensuring all their cross-sell targets given to them are achieved, along with operational compliance.
  • Streamlined branch operations to enhance customer service efficiency and satisfaction.
  • Developed and implemented standard operating procedures to ensure compliance with banking regulations.
  • Led training sessions for staff, improving team performance and knowledge of banking products.
  • Analyzed operational workflows to identify areas for process improvement and cost reduction.

Asst.Manager- Operations

CSB Bank
11.2012 - 03.2017
  • Oversee branch operations , customer dealing, loans processing , forex, KYC etc.
  • Coordinated daily operational activities to enhance workflow efficiency.
  • Streamlined processes to improve service delivery and customer satisfaction.
  • Assisted in developing team performance metrics to track operational success.

Process Advisor

Barclays Shared Services
02.2009 - 01.2011
  • My profile was to attend inbound calls of Barclays Bank Credit card Customers who were in initial stage of missing their credit card payments.
  • It was a soft collection process and I used to assist customers who were finding it difficult to make their bill payments.
  • Barclays Shared Services is a captive unit of Barclays Bank UK.

Education

PGDBA -

Symbiosis University (SCDL)
01.2011

B Com - undefined

Himachal Pradesh University
01.2007

Skills

Effective communication

Interests

Traveling

AREAS OF INTERESTS

  • Training and Development
  • Audit and Compliance
  • Operations

Timeline

Senior Branch Head

Utkarsh Small Finance Bank
03.2025 - Current

Branch Manager

HDFC BANK
12.2022 - 02.2025

Branch Manager

CSB BANK
04.2021 - 10.2022

Branch Operations Head

CSB Bank
04.2017 - 03.2021

Asst.Manager- Operations

CSB Bank
11.2012 - 03.2017

Process Advisor

Barclays Shared Services
02.2009 - 01.2011

B Com - undefined

Himachal Pradesh University

PGDBA -

Symbiosis University (SCDL)
Siddharth SharmaBanker