Siddhi Vijay Pawar
Thane
Summary
Eager to work with an organization of repute, which will recognize, appreciate and fully utilize my present skills and knowledge base, while providing opportunities for growth and career advancement.
Overview
8
8
years of professional experience
1
1
Certification
Work History
KYC QUALITY REVIEWER
CITICORP SERVICES INDIA PVT LTD
MUMBAI
09.2023 - Current
- Conduct end-to-end post-approval reviews of KYC Records (All client types).
- Report deficiencies on a timely basis.
- Act as the primary point of contact for the assigned region.
- Engage with stakeholders, senior management, and ensure timely PEQR feedback loop.
- Conduct root cause analysis by identifying and analyzing areas of common defects, issues, and themes.
- Assist in defining a continuous improvement plan and track the implementation and success of initiatives.
- Achieve operational goals, and deliver against agreed targets in terms of quality and productivity.
- Provide updates at regular meetings with KYC Operations, Risk and Controls Team, Compliance, etc.
- Manage remediation projects/initiatives and report on progress as required.
- Assist with department projects/initiatives as requested.
- Reviewed and analyzed customer feedback to identify areas of improvement in products and services.
Risk Support
Julius Baer Wealth Advisors
02.2023 - 07.2023
- Preparing credit proposals for LAS product for both Individuals and Corporate Clients
- Assessing net worth and reviewing taking into consideration Profit and Net worth of particular financial year
- Tracking of daily trading limits for Futures and options on Omnesys
- Ensuring follow-up with RM for renewal of proposals in timely manner
Deputy Manager
IDFC First Bank Ltd.
10.2021 - 02.2023
- Analysis, review, verification, and final decision based on customer personal, Demographic, profession, and financial (bank statement, income document and credit report) bank policy norms
- Analysis of Customer's Credit Worthiness with following proper policy guidelines
- Checking KYC documents, income documents, credit reports to identify credit Worthiness of the Customer
- Doing thorough check regarding Application, Compliance check, KYC check and providing final decisions
- Providing end to end results with respect to Credit Card final limit
- Coordinating with CPV Agencies for bill closures
- Looking after limit enhancement and card upgrade process by checking all parameters and following policy guidelines
Sr. Credit Analyst
Accenture Solutions Pvt. Ltd.
10.2017 - 10.2021
- Lending credit card for UAE based bank, Government bank of UAE Analysis, review, verification, and final decision based on customer personal, demographic, profession, and financial (bank statement, income document and credit report) bank policy norms
- Follow prescribed guidelines of UAE central bank with bank policy and all documentation to ensure thoroughness and accuracy
- Analysis of Customer's Credit Worthiness with following proper policy guidelines
- Checking KYC documents, income documents, and credit reports to identify credit worthiness of the Customer
- Handling Team queries, Providing Training to new Joinees
- Handling Floor in absence of TL
- Helping in internal Quality check for team performance
- Doing thorough check regarding Application, Compliance check, KYC check and providing final decisions
- Providing end to end results with respect to Credit Card final limit
- US MORTGAGE SERVICING
- US mortgage loan servicing for financial service provider Management of mortgage loan payments and disbursement i.e
- Maintains escrow accounts, disbursement of taxes, disbursement of mortgage and flood insurance, late payments, foreclosures
- As per document provided need to verify and cross check all the customer details loan type if any changes as per document or rider to be done
- Verify late payment charges, method of payment, grace period, verify mortgage or and co-mortgage or details and non-obligor to be added in system
- Verify different screen to verify all details like LTE1 for Late Payment charges, ADD1 for borrower details like name employer and DOB, ADD4- for non-obligor details, UPA1- for loan DOB verification for specific document , IRS1 for w9 form verification, NOT1for loan type, MIP1 for LTV, Purchase Price, Property Value
- Verify all details through different documents like NOTE, DOT (Deed of Trust), HUD1 (Closing Discloser), Loan Application, W9/W8 Form, PMI Certificate, Flood Document, Appraisal Aware mortgage loan type (Conventional, FHA, USDA, VA, CRA), Property Type
Assistant Manager
Kotak Mahindra Bank Ltd.
08.2016 - 10.2017
- Handling day to day queries of privilege and high net worth individuals while maintaining quality and SLA
Education
Bachelor of Management Studies -
Mumbai01.2015
HSC - Science
01.2012
SSC - All Subjects
01.2010
Post Graduate Certificate - Banking
AIIM EduSys Pvt. Ltd.
Skills
- Keen learner
- Punctual and sincere
- Optimistic
Certification
Post Graduate Certificate in Banking from AIIM EduSys Pvt. Ltd.
Accomplishments
- Achieved DELEGATION OF LENDING AUTHORITY with top score in UAE.
- Selected among batch of people for participation in training at Abu Dhabi UAE for 2.5 months.
- Multiple Monthly Reward and Recognition.
- Star of Business Award Quarter 3 FY 19.
- Multiple monthly star performer awards.
Personal Information
- Date of Birth: 02/08/95
- Marital Status: Married
Languages
- English
- Marathi
- Hindi
- Konkani
Timeline
KYC QUALITY REVIEWER
CITICORP SERVICES INDIA PVT LTD
09.2023 - Current
Risk Support
Julius Baer Wealth Advisors
02.2023 - 07.2023
Deputy Manager
IDFC First Bank Ltd.
10.2021 - 02.2023
Sr. Credit Analyst
Accenture Solutions Pvt. Ltd.
10.2017 - 10.2021
Assistant Manager
Kotak Mahindra Bank Ltd.
08.2016 - 10.2017
Bachelor of Management Studies -
HSC - Science
SSC - All Subjects
Post Graduate Certificate - Banking
AIIM EduSys Pvt. Ltd.
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