Sikander Kumar

Core Competencies :

• Regulatory Compliance/Audit.
• Risk analysis and enhanced due diligence.
• Performed day-to-day operational responsibilities, including researching, analyzing, evaluating, and documenting Know Your Customer (KYC) information.
• Perform background checks, and evaluate adverse news related to existing clients and prospects that may be detrimental to the reputation of the bank, as well as any evidence of financial criminal activities.
• Performed ongoing customer due diligence, including maintaining and updating KYC records for existing clients. Negative news was gathered using the COSIMA Tool, RDC Tool, and search engine. (Google) ensures that the customer is not exposed to any negative news.
• Audit all aspects of the Client Identification Program (CIP) and necessary client onboarding documents in accordance with the current KYC policies and procedures for creating a Customer Due Diligence (CDD) or Enhanced Due Diligence (EDD) profile for each new client assigned, as per the preliminary risk rating generated.
• Leading a team by being the first point of contact for all policy and procedural changes, and monitoring the team metrics, like production, quality, training, etc.
• Process Improvement: Continuously reviewing and improving data management processes to increase efficiency and effectiveness, identifying areas of risk, and recommending operational improvements, quality assurance, and any training crucial to mitigate risk.
• Quality Assurance: Ensure high-quality standards are maintained with timely and effective feedback to PEP screening and CDD analysis, and assist the organization in strengthening customer due diligence, and the screening process.

• Performing KYC review for the existing commercial banking clients as per there risk rating.
• Key job responsibilities included - Performing pre-existing account due diligence,CDD, EDD and Team Management.
• Perform Client Due Diligence for New/Existing corporate clients as part of Individual Target.
• Ensure the client information is latest and meeting the current CIP KYC Policies