SIMRAN DHARNA
Financial Analyst
New Delhi
Summary
Experienced Financial banker with a demonstrated history of working in the banking/financial industry. Skilled in sales, Financial statements, portfolio management and financial analysis. Strong financial professional with a Masters degree in Economics and market developmental prospective.
Overview
4
4
years of professional experience
7
7
years of post-secondary education
2
2
Certifications
Work History
Analyst
Better.com
Gurgaon
01.2021 - Current
- Handling the financial documents of residential mortgagee property and assuring it to be free from various liens in the United States
- Verifying and analyzing all necessary documents of a borrower to assure the transfer of property to the appropriate borrower
- Handling the applications from Ally bank and Bank of America, as a third party agent and making sure the loan is disbursed to these clients with proper checks on the mortgage property
- Handling the BSS and BMC pilot project of Virginia and Indiana, wherein the application is reviewed from the time of arrival into the company until the disbursement of loan to the borrower
- Assuring the correct calculation of taxes so that the outstanding amount against an applicant can be precise and accurate
- Coordinating between the borrower and multiple Title agencies across the country to make sure the disbursement can be done within the minimum time frame
- Looping in the multifarious approvals necessary for an application from the managerial heads so that best services can be delivered to the borrower.
Personal Banker
Yes Bank
05.2019 - 01.2021
- Proficiently managed various Borrowing and Non-Borrowing corporates of Pitampura SME branch
- Monitoring financial transactions and maintaining necessary documentation as per banking protocols
- Handling customers queries and providing the relevant borrowing products as per their needs
- Instrumental in doing cross-selling to SME customers on wealth products and book floats
- Managing KYC documents related queries for SME customers
- Handling branch sales and meeting targets quarterly
- Handling the Investment portfolio of HNI clients of the customers in respect to wealth products.
Senior Associate
HDFC life, Rohini, Commerce
, India
12.2017 - 05.2019
- Handling customer grievances and helping them with multiple policy related issues
- Handling the branch including the branch health reports, administration, branch health meetings
- Achieved monthly targets in Rohini branch (March’18 –September’18)
- Achieved quarterly targets in Paschim Vihar branch (October’18-March’19)
- Handling grievance redressal of the respective branch of organization
- Focusing on the basic KRA'S including customer retention, CSAT, New business & FTR (first time right)
- Also promoted as Probationer service officer of the branch (PSO)
- Qualifications
- Qualification University Marks Obtained
- Graduation - Sri Guru Gobind SIngh College of
Education
BACHELORS oF COMMERCE - COMMERCE
SRI GURU GOBIND SINGH COLLEGE oF COMMERCE
PITAM PURA NEW DELHI 06.2013 - 06.2016
Master of Arts - ECONOMICS
IGNOU
MA ECONOMICS 06.2017 - 05.2020
High School Diploma -
SS MOTA SINGH PUBLIC SCHOOL
PASCHIM VIHAR NEW DELHI 04.2012 - 03.2013
Skills
MS Office, including Excel, Word & PowerPointEfficient in CSPS/ CRM support systemEfficient in working on oracle flex-cubeEfficient in working on CitrixSoftSkillsStrong Problem Solving AbilityGood communication skillsQuick learnerAdaptive
Microsoft Office
Efficiency on Workday and Tinman
Accomplishments
Handled the Sales Conversion of all the payouts of HDFC Life worth INR 20,00,000 in quarter 4 of financial year 2019. Handled the sales revenue for Yes Bank LTD of INR 2,00,00,000 and INR 5,40,00,000 in quarters 2 and 3 of financial year 2020 respectively.
Certification
Microsoft excel
Timeline
Microsoft excel
02-2022
Risk Management and Control Unit
10-2021
Analyst
Better.com
01.2021 - Current
Personal Banker
Yes Bank
05.2019 - 01.2021
Senior Associate
HDFC life, Rohini, Commerce
12.2017 - 05.2019
Master of Arts - ECONOMICS
IGNOU
06.2017 - 05.2020
BACHELORS oF COMMERCE - COMMERCE
SRI GURU GOBIND SINGH COLLEGE oF COMMERCE
06.2013 - 06.2016
High School Diploma -
SS MOTA SINGH PUBLIC SCHOOL
04.2012 - 03.2013