Do It Yourself Crafts
Sindura Dhumpala
Hyderabad
Summary
Possess a robust background in conducting comprehensive financial analyses for corporate clients, with a specialized focus on assessing and determining the creditworthiness of these entities. Adept at leveraging analytical skills to evaluate financial data and contribute to informed decision-making processes.
Eager to contribute my expertise in a dynamic organizational setting, with the aim of fostering both organizational and personal growth
Overview
4
4
years of professional experience
Work History
Emerging corporate Banking- Relationship Manger
HDFC Bank
9 2022 - Current
- Performing market segmentation and applying different approaches in selecting potential corporate lenders.
- Financial analysis and planning of different companies.
- Preparation of credit appraisal memorandum.
- Financial budgeting and forecasting, creating projections.
- Portfolio management, reviewing reports, and monitoring corporate accounts for Due diligence.
- Resolving and finding solutions to customer queries.
- Preparation of concise notes for MD, CCO, and various key managerial personnel for committee proposals.
- End to end loan processing, starting from assessment of corporate and individual customer's credit worthiness, sanctioning of limits, legal-valuation, documentation and disbursement.
- Processing various loan product analysis such as working capital, loan against property, home loan, lease rental discounting, term loans in banking applications.
Business Banking Relationship Manger
IDFC First Bank Ltd
09.2020 - 08.2022
- Identifying potential companies by assessing their credit worthiness.
- Analyzing the companies based on Industry analysis, business model, Financials and ability to repay.
- Analyzing financials statement, banking and the credit risk associated in the businesses.
- Creating financial projections and proforma based financial statements.
- Managing the financial and banking needs of the portfolio customers as a single point of contact from the bank.
- Ensured the successful acquisition, processing, and disbursal of loans for prospects, while prioritizing client satisfaction by effectively addressing and resolving post-disbursal issues.
Education
MBA, Finance -
Christ University, Bangalore
BCom -
Siva Sivani Degree College, Hyderabad
High School - undefined
Al Ameer English School, Dubai
Skills
Problem solving
undefinedInterests
Dancing
Travelling
Projects And Certifications
- Udemy course on Financial analyst - 2021
- Udemy course on AML, KYC and Due Diligence - 2021
- Certificate of Paper Publication - 2020
- Al academy course on credit risk analytics - 2020
- Udemy course on Financial Analysis, term loan appraisal & working capital - 2020
- Live Project on working capital management in Creations Infra India Pvt Ltd – 2018
Internship
- 2020, 2 months, Karvy Stock Broking Ltd - Equity Research Intern, Identification of key factors that influence the stock price of the company., Analyzing the financial statements and predicting the future years values and creating a model in excel., Industry and company analysis
- 2018, 1 month, Syngenta India – Trainee, Outbound training
Accomplishments
- Published paper on "The impact of IBC (Insolvency and Bankruptcy Code) 2016 on the stock prices of selected Indian banks in Journal NX organized by global business school and research centre.
- 1st price in Classical and folk dance in youth fest by school.
- 1st price in Classical dance in Dala Dance competition, Dubai Coordinator of Management Fest, USHUS conducted in Christ university.
- Coordinator of Blossoms committee in Christ university.
- Organized Samanvay Dance Competition in Siva Sivani Degree College.
Timeline
Business Banking Relationship Manger
IDFC First Bank Ltd
09.2020 - 08.2022
Emerging corporate Banking- Relationship Manger
HDFC Bank
9 2022 - Current
MBA, Finance -
Christ University, Bangalore
BCom -
Siva Sivani Degree College, Hyderabad
High School - undefined
Al Ameer English School, Dubai
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