To work for a growth-oriented position that gives enough scope to sharpen my skills as per the latest demands, at the same time to work towards growth and success of the organization by putting the best of my skills and abilities.
Overview
4
4
years of professional experience
Work History
Financial Analyst
Wells Fargo International Solutions Pvt Ltd
Hyderabad
08.2020 - 08.2024
Expert in risk assessment, income/credit analysis, and documentation review.
Verifying property values, researching debt-to-income risk, analyzing credit reports for derogatory and delinquent items, documenting and researching income, assets, and debt load.
Qualify the borrower using the income updated from the Paystubs, W2s, VOE, Award letter, and 1099 documents and prepare the loan for approval decision.
Good experience in dealing with US individual tax returns and also business tax returns like IRS 1040, 1120, 1120s, and 1065 and qualifying the customer using the Income Analysis tool.
Ensures loans submitted meet internal and external eligibility requirements, including underwriting of Agency, Non-Agency, FHA, VA, and Fannie Mae loans.
Identified risks and issues in processes, utilizing RCA models for reporting and mitigation.
Reviewed financial reports and streamlined operations to increase productivity and company profits.
Developed financial models to assess potential investments and identify potential risks.
Created financial strategies to optimize portfolio performance and reduce risk.
Generated comprehensive reports on portfolio performance and risk assessment.
Conducted detailed financial analysis to identify and evaluate changes in operations, trends, and potential areas of improvement.
Education
MBA - Accounting And Finance
Suprabhat Institute of Management
Hyderabad
09-2020
Bachelor of Commerce - Accounting And Finance
Osmania University
Hyderabad
05-2018
Skills
Financial Modeling
Credit analysis
Microsoft Excel
Credit underwriting
Risk identification and mitigation
4 Cs of underwriting
Financial Operations
Mortgage process
Data analysis and reporting
Team collaboration and support
Additional Responsibilities
Resolved escalated inquiries and complaints requiring special handling, forwarded by management and senior business leaders.
Provided quality assurance by auditing files in a timely and efficient manner within stipulated guidelines to ensure compliance with company and investor requirements.
Facilitated training sessions for new employees and served as a team resource to processors on department processes.
Independently responded to complaints escalated to the highest level
Conducted regular reviews of returned audits and delivered monthly presentations on trending errors.
Interacted with the immediate Escalations team to supervise day-to-day activities of the support Escalations team.
Accomplishments
Received Champion Awards and Manager Spotlight Awards for exemplary performance in handling projects and preparing reports.
Earned "Shared Success" awards from Floor Manager for achieving 100% accuracy in quality and sharing best practices to enhance process efficiency.
Received accolades from Stateside Line of Business partners for consistently achieving high volumes and accuracy.
Served as Engagement SPOC (Single Point of Contact) for the team, fostering team spirit and coordination.
Engaged in Organizational Level Competitions, showcasing skills and representing the company on a broader platform.
Languages
Telugu
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Timeline
Financial Analyst
Wells Fargo International Solutions Pvt Ltd
08.2020 - 08.2024
MBA - Accounting And Finance
Suprabhat Institute of Management
Bachelor of Commerce - Accounting And Finance
Osmania University
Similar Profiles
ARINDAM CHOUDHURYARINDAM CHOUDHURY
Senior Digital Product Manager at Wells Fargo International Solutions Pvt LtdSenior Digital Product Manager at Wells Fargo International Solutions Pvt Ltd