Siri Manisha Tibirisetti

Experienced member of Credit Middle Office’s Security-Based Lending team with expertise in annual loan reviews, process automation, and handling various securities. Skilled in calculating Loss Given Default and client pricing, conducting credit and risk assessments, and ensuring accurate collateral valuation. Proficient in stakeholder management and record retention.

• Role: Member of Credit Middle Office’s Security-Based Lending team
• Responsibilities: Conducted annual reviews of secured loans
  Tested new processes and provided feedback for automation
  Managed diverse securities (hedge funds, derivatives, equities, bonds, etc.)
  Calculated Loss Given Default for client renewals
  Determined pricing based on client policies (LIBOR & SOFR + Basis points)
  Conducted credit and risk assessments for structured transactions
  Ensured accurate collateral valuation
  Recommended risk appetite for structured transactions
  Advised stakeholders on LIBOR rates, collateral values, and credit exposure
  Ensured compliance with record retention policies
  

Experienced professional in Commercial Banking Operations within the capital division market, with a strong background in customer relationship management, branch profitability, and compliance. Expertise in cross-selling bank services, processing financial transactions, handling client inquiries, and conducting thorough due diligence and risk assessments.

• Role: Member of Commercial Banking Operation Team, Capital Division Market
• Responsibilities: Managed customer relationships and ensured branch profitability
  Ensured compliance with banking procedures, rules, and regulations
  Delivered high-quality customer satisfaction services and managed lobby operations
  Cross-sold bank services and products
  Maintained relationships with line of business for client information validation
  Handled fixed deposits booking, liquidation, and bank guarantee processes
  Processed inward remittances and various client requests (updates, account closures, etc.)
  Issued account closure certificates, balance confirmation certificates, and cheque books
  Processed RTGS/NEFT, fund transfers, and standing instructions
  Ensured accurate processing of client instructions with minimal rejections
  Prepared audit reports and addressed compliance team queries
  Reviewed and opened fixed deposits, savings, and current accounts without TAT delays
  Resolved client queries and provided proper resolutions
  Drafted SOPs for KYC & AML to improve process efficiency
  Conducted customer due diligence and enhanced due diligence for new and existing clients
  Monitored high-risk clients and conducted ongoing transaction reviews
  Investigated suspicious check deposits and assessed account risks
  Coordinated with reporting authorities on branch sales, operations, and customer service MIS reports