Sita Chettri
Risk Analyst
Summary
Risk Analyst with 8 years of comprehensive experience identifying and analyzing areas of potential risk threatening success of investment and commerical banks. Methodical and meticulous professional polished in projecting potential losses and making recommendations to limit risk through diversification and currency exchanges. Excellent quantitative and critical thinking abilities paired with knowledge of Excel, Word and PPT.
Overview
10
10
years of professional experience
2
2
Languages
Work History
Risk Analyst
JPMorgan Chase & Co
Bangalore
06.2020 - Current
- skilled in Know Your Customer (KYC) processes-mitigate the risk of money laundering, fraud, and other illegal activities, and to ensure that businesses are operating in compliance with relevant regulations which includes :- Client Onboarding, Identity/Address Verification , Client Screening, Risk Assessment and Ongoing Monitoring.
- Performing Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for both corporate and individual customers
- Having a strong understanding of financial crime, regulations, and policies related to Anti-Money Laundering (AML), sanctions, and corruption is critical for effectively managing risk and ensuring compliance in various industries
- Aware of AML regulations, such as the Bank Secrecy Act (BSA) in the United States, the Anti-Money Laundering Directive (AMLD) in the European Union, or the Financial Action Task Force (FATF) recommendations, which provide global standards for AML compliance
- Using primary sources, such as LexisNexis and Westlaw, can be valuable in the identification and verification process to establish the legal existence of businesses and evaluate legal liabilities and risks associated with both businesses and individuals.
- Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
- Collaborated on implementation of collection strategies with collections, risk and fraud teams.
- Established strategy for operations reporting and analytics, identifying key needs for deliverables.
- Built and harmonized operations reports for team leaders, senior managers and executives.
SME – Operations
Accenture services pvt ltd
Bangalore
06.2013 - 12.2019
- In this role, I was responsible for resolving any escalations from the onshore team. I'd ensure that escalations were resolved in a timely manner, and then introduce steps to prevent issues re-occurring in the future. I worked closely with the on-shore team, reporting back on work completed at COP, and explaining why any tasks were not completed to the onshore team.Managed time efficiently in order to complete all tasks within deadlines.
- On a day to day basis, I would assign the work to the team distributing throughout the team. Throughout the day I would make sure that work was being completed and was course on to be completed by the end of the day. If work was not on track, I would redistribute as required.
- Facilitating the Team lead for setting Up KPI for agents, assisting in creating SOPs (Standard Operating Procedure), performing quantity check of financial transaction orders of Agents, providing training to new agents, and updating daily completion reports to the team lead and managers.
- November 2014 to June 2016 Contractor Payments Administrator
In November 2014 I Joined the Contractor Payments team which is responsible for paying contractors who install Virgin Media equipment. I was involved in knowledge transfer process, moving VM activities from UK to Bangalore - June 2013 to November 2014 Sales Advisor
In June 2013 I joined Accenture, working on a VM contract. I would speak to Virgin Media reps and load the customer order into system. This involved working with confidential information such as running credit reports and before providing information performing KYC verifying the identity of customers and clients to assess their suitability and manage risks associated with money laundering, fraud, terrorist financing, and other illicit activities . - Strengthened communication skills through regular interactions with others.
- Developed and maintained courteous and effective working relationships.
Education
Bachelor of Arts - Sociology
Siliguri University
West Bengal 04.2012 - 06.2014
Skills
Customer Communication
Teamwork and Collaboration
Critical Thinking
Training and Development
Problem-Solving
Planning and Coordination
MS Office
Accomplishments
Received Best performance award ( Feb 2022)
Received multiple appreciation email and acknowledgment from the top management.
Timeline
Risk Analyst
JPMorgan Chase & Co
06.2020 - Current
SME – Operations
Accenture services pvt ltd
06.2013 - 12.2019
Bachelor of Arts - Sociology
Siliguri University
04.2012 - 06.2014