Siva Krishna Samanthapudi
Guntur
Summary
KYC/AML Analyst with 7 years of experience, specializing in AML/KYC compliance for 5 years and banking/fintech for 2 years. Expertise in Transaction Monitoring, Due Diligence, Fraud Detection, and AML/CTF investigations. Familiar with global regulatory frameworks including FATF, OFAC, USA PATRIOT Act, and RBI guidelines. Skilled in alert assessment, compliance assurance, and maintaining productivity standards.
Overview
7
7
years of professional experience
4
4
Certifications
Work History
KYC/AML Analyst
SBI BANK
08.2023 - 08.2025
- Conduct CDD and EDD for onboarding and periodic reviews of retail, corporate, and high-net-worth clients.
- Monitor transactions to identify unusual or suspicious activity, escalating potential AML red flags.
- Prepare and file SARs in accordance with internal guidelines and regulatory requirements.
- Perform sanctions screening against OFAC, UN, EU, and local lists to ensure compliance.
- Collaborate with compliance, legal, and risk teams to resolve complex KYC cases.
- Coordinate with regulatory bodies and internal audit teams to ensure timely reporting and resolution of compliance issues.
- Reviewed customer accounts for unusual patterns or behaviors indicating risk.
- Monitored regulatory changes to ensure bank practices align with industry standards.
- Reviewed customer profiles to identify suspicious activities and transactions.
KYC/AML Analyst – CTF and Transaction Monitoring
RBL BANK
11.2021 - 07.2023
- Apply deeper scrutiny for high-risk clients—such as PEPs or complex entities—by validating source of funds, ownership structure, and monitoring for suspicious activity patterns.
- Use AML software to monitor transactions, detect red flags, and escalate suspicious activities for further investigation or SAR filing.
- Timely prepare and file reports with FIU–India in compliance with PMLA and RBI regulations when unusual or suspicious transactions are identified.
- Manage periodic updates of customer KYC details, leveraging online options via mobile banking, internet banking, and branch services.
- Maintain KYC documentation, transaction history, monitoring reports, and SAR filings, generally for 5–10 years, to support internal/external audits and regulatory inspections.
- Enforce internal AML/KYC procedures, stay updated on regulatory changes, and ensure bank-wide compliance.
Personal Banker
RBL Bank
08.2018 - 10.2021
- Managed a portfolio of 250+ High Net Worth clients with customized financial solutions.
- Managed and verified KYC documentation for 400+ high-net-worth clients, ensuring compliance with RBI AML/CFT guidelines.
- Acquired 200+ new customers and ensured high client retention through strategic outreach.
- Collaborated with compliance teams to implement governance policies, reducing documentation gaps and onboarding discrepancies by 30%.
- Developed tailored financial plans aligned with client goals and income.
- Exceeded sales targets through cross-selling banking products and services.
- Fostered strong client relationships via consistent follow-ups and personalized service.
Education
PGDBF - Post graduation diploma in banking foundation
Manipal Academy
Bangalore, India08.2018
B.Tech - Electrical and Electrical Engineering
VVIT
Guntur, India05.2013
Skills
- AML investigations and compliance
- KYC, CDD, and EDD
- Client due diligence
- Transaction monitoring
- Sanctions and PEP screening
- Source of wealth verification
- Regulatory compliance
- MIS reporting
- Client onboarding
- Risk assessment
- Client relationship management
- SAR and STR reporting
- Ownership structure analysis
- Cross-functional collaboration
- Data accuracy and documentation
Languages
English
Proficient (C2)
C2
Telugu
Proficient (C2)
C2
Hindi
Upper Intermediate (B2)
B2
Tamil
Advanced (C1)
C1
Malayalam
Intermediate (B1)
B1
Certification
Certified AML and KYC by IIBF(Indian Institute of banking and Finance)
Timeline
KYC/AML Analyst
SBI BANK
08.2023 - 08.2025
KYC/AML Analyst – CTF and Transaction Monitoring
RBL BANK
11.2021 - 07.2023
Personal Banker
RBL Bank
08.2018 - 10.2021
PGDBF - Post graduation diploma in banking foundation
Manipal Academy
B.Tech - Electrical and Electrical Engineering
VVIT