Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
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Sivanesh V

Sivanesh V

Manager
Coimbatore

Summary

Service-oriented banking professional with track record of consistently delivering highest levels of performance. Tactful and dynamic professional offering great acumen in sales generation and customer relationship management. Knowledgeable in Banking operations, financial and credit analysis, credit modeling and market status monitoring.

Overview

9
9
years of professional experience
9
9
years of post-secondary education
3
3
Certifications
2
2
Language

Work History

Credit Relationship Manager

The South Indian Bank Ltd
Coimbatore
04.2021 - Current
  • Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
  • Oversaw reporting, documentation and recordkeeping requirements for department.
  • Recognized across organization for diligence, accuracy and contributions toward maintaining positive portfolio position through problem resolution.
  • Reported key performance indicators to department heads for management of positive portfolio and to adjust credit risk policies and procedures.
  • Provided resources and expertise for conversion, validation and training required for company-wide software updates.
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
  • Collaborated with management to evaluate credit strategies and develop improvements.
  • Used Finacle and BPM software to perform credit appraisals, document verification and loan approvals.
  • Monitored accounts for signs of fraud and non-payment issues.
  • Work cross-functionally with sales, management and other departments to maintain effective operations.
  • Obtained and interpreted financial statements to assist in credit limit reviews.
  • Streamlined processes for early identification of potential credit system and monitoring problems.
  • Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.

Branch Operation Manager

The South Indian Bank Ltd
Coimbatore
06.2019 - 03.2021
  • Assessed employee performance and developed improvement plans.
  • Trained employees on proper procedures and strategies to improve productivity.
  • Maintained friendly and professional customer interactions.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.
  • Increased client and supplier satisfaction by solving complex issues with efficient resolutions.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Provided leadership and direction to grow team portfolio and increase revenue.
  • Met with customers to assess needs and propose customized solutions to Technical team.
  • Created financial dashboards to provide insights into key performance indicators.
  • Conducted financial due diligence on potential investments and acquisitions.
  • Coordinated with cross-functional teams to resolve the issues and mitigate risks.

Trade Finance Officer

The South Indian Bank
Coimabtore
10.2017 - 05.2019
  • Worked in B-category branch as per Reserve Bank of India classification for handling the forex and trade finance transactions
  • Managed and monitored the issuance & processing of Letter of Credits, Bank Guarantees, Documents against Payment and Documents against Acceptance & so on as per UCP 600, URDG etc.
  • Initiated, monitored, and executed trade finance transactions such as letters of credit, bank guarantees, documentary collections, open account transactions, and related instruments
  • Managed and executed international trade transactions, ensured compliance with trade regulations, mitigated financial risks, and optimized the organization's trade finance operations
  • Conducted Due diligence checks, AML, KYC updation based on customer risk profile & so on
  • Managed Trade Finance operations such as processing of Import/Export transaction, settlement of accounts, SWIFT operations, trade related documents handling & so on
  • Oversaw and managed various financial transactions related to international trade; coordinated and facilitated trade transactions to ensure smooth and efficient cross-border trade operations for the organization
  • Possess strong financial acumen with in-depth knowledge of trade finance instruments, excellent communication skills, and the ability to work collaboratively with various internal and external stakeholders
  • Verified the accuracy of trade documents and ensured they comply with international trade regulations and terms A
  • Assessed and mitigated financial risks associated with international trade transactions, including credit risk, political risk, and currency fluctuations

Regional Digital Marketing Officer

The South Indian Bank Ltd
Chennai
04.2016 - 09.2017
  • Managed large scale of Digital Marketing Teams in the Chennai Region.
  • Identified new tech trends, user behavior's, client needs and communicated to development team
  • Worked with various cross-functional departments including product, technology, consumer marketing, customer insights, creative services and marketing operations to successfully execute all details of marketing campaigns on time and in budget
  • Worked with top management and analysed the trend to launch internal campaigns among the staff members of the bank
  • Created solution-based execution plans to achieve business goals based on Analytical tools and internal reporting data.
  • Brainstormed content marketing strategies based around client's business goals, existing content and chosen key performance indicators.
  • Mentored employees on industry best practices and job-specific marketing tasks to support quality deliverables.
  • Implemented weekly promotional and editorial strategies to improve customer engagement across channels.
  • Monitored team performance and provided constructive feedback to increase productivity and maintain quality standards.

Regional Marketing Officer

The South Indian Bank Ltd
Erode
07.2014 - 03.2016
  • Successfully managed team of Marketing Coordinators in Coimbatore region on marketing tactics, employee sales incentives, budgeting and goal achievement leading to promotions and recognition for team members.
  • Developed and presented marketing sales support plans to the regional marketing teams, which included the implementation of development strategies.
  • Created and implemented marketing activity calendar/report tracking the progress of comprehensive marketing initiatives for the region, including proposal submittals, interviews, award submittals, public relations / communications and trade shows.
  • Prepared report and communicated to top management on sales performance, competitive activity, sales initiatives and analysis, and marketing plan on weekly sales call as well as quarterly business review meetings
  • Organized various marketing activities that enhanced client, prospect, shareholder, and government relationships for business development purposes.
  • Provided strategic and tactical leadership to cross-functional teams of marketing professionals.
  • Managed an average of 10-12 annual marketing campaigns, sponsorship of 20+ annual events and conferences, and the territory's social media strategy.

Education

MBA - Marketing And Finance

Amrita School of Business, Amrita Vishwa Vidyapeetham University
Kochi
06.2012 - 04.2014

Computer Application

VLB Janakiammal College of Arts And Science, Bharathiar University
Coimbatore
04.2008 - 04.2011

Skills

Retail Banking

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Certification

Anti-Money Laundering Concepts: AML, KYC, and Compliance

Accomplishments

  • Recognized as Top performer in MSME Team and Awarded as “Rating-1” (Highest Rating) for the FY 2021-22 and FY 2022-23
  • Selected and participated in special workshop on Foreign Trade & Foreign Exchange Business conducted by Southern India Bank’s Staff Training college, Bangalore
  • Awarded with Best Volunteer Award under National Service Scheme with Dr. Sylendra Babu, Commissioner of Police, Coimbatore

Timeline

Foundations of Project Management by Google

10-2023

Anti-Money Laundering Concepts: AML, KYC, and Compliance

08-2023

Credit Relationship Manager

The South Indian Bank Ltd
04.2021 - Current

Foreign Trade and Foreign Exchange Business

01-2020

Branch Operation Manager

The South Indian Bank Ltd
06.2019 - 03.2021

Trade Finance Officer

The South Indian Bank
10.2017 - 05.2019

Regional Digital Marketing Officer

The South Indian Bank Ltd
04.2016 - 09.2017

Regional Marketing Officer

The South Indian Bank Ltd
07.2014 - 03.2016

MBA - Marketing And Finance

Amrita School of Business, Amrita Vishwa Vidyapeetham University
06.2012 - 04.2014

Computer Application

VLB Janakiammal College of Arts And Science, Bharathiar University
04.2008 - 04.2011
Sivanesh VManager