Sivasangar M

Key Modules & Contributions:

Worked as part of the Lending team at PhonePe, contributing to the development of scalable and secure lending solutions. Delivered key features across multiple modules with a focus on server-driven UI and modern Android practices.

• Secured Lending:
  Designed and implemented functionality using LUI (Liquid UI framework) with server-driven data, enabling dynamic UI updates without the need for app releases.
• D2C (Direct-to-Consumer) Lending:
  Developed self-serve loan journeys with personalized offer rendering and seamless user onboarding.
• Score Predictor:
  Integrated credit score prediction capabilities to help users assess eligibility and receive tailored loan recommendations.
• LAMF (Loan Against Mutual Fund):
  Contributed to specific functionalities and UI flows within the LAMF module, supporting pledge tracking and loan status visibility.
• Implemented compliant KYC flows using PAN, Aadhaar, and DigiLocker, ensuring a smooth onboarding experience.
• Collaborated with cross-functional teams—backend, design, product, and QA—to deliver stable and production-ready features.
• Focused on performance tuning, localization support, and MVVM architecture using Kotlin and Jetpack components.

• Collaborated with cross-functional teams, including designers, product managers, backend developers, and iOS developers, to deliver a high-performing product.
• Improved app performance by 15% by implementing industry best practices and optimization techniques.
• Identified and corrected bottlenecks and fixed bugs.
• Contributed to key features such as DMT, AEPS, and Micro ATM integration within the app.
• Implemented localization support, enabling users to select their preferred language based on locale, enhancing the overall user experience.

Projects

• Payrup

• Built a comprehensive cart management system with local-side calculations to improve checkout speed and reduce backend dependency.
• Integrated Google Maps for real-time navigation, address autofill, and geolocation tracking to enhance user convenience.
• Implemented secure login options using Google, Facebook, and biometric authentication for a seamless, safe sign-in experience.
• Developed an appointment booking system with real-time availability, automated reminders, and a dynamic notification system for confirmations, cancellations, and updates.
• Optimized database queries and API interactions to enhance app responsiveness, and reduce load times.

Project Based Work

• Health Care App
• Food Delivery App

• Design and build advanced applications for the Android platform
• Created and tested 10+ Android apps using java, kotlin
• Integrated payment gateway like Paytm,Cashfree,Razorpay,Stripe,Paypal
• Integrated Api using Retrofit, used patterns like MVVM
• Bug fixing and improving application performance
• Implemented Location Listener to show exact location on Google Maps, Firebase integration, Room database
• Successfully deployed the app on the Android Marketplace and supported the app for different releases of Android OS

Project Based Work

• Taxi Booking App
• Food delivery App
• Service App
• Tinder App