S K Santhosh Kumar
Bengaluru
Summary
Detail oriented banking professional with experience in customer onboarding, KYC verification, and regulatory compliance within a banking environment. Strong exposure to documentation review, customer due diligence, and audit support. Skilled in identifying discrepancies, ensuring compliance with internal policies, and maintaining high accuracy standards. Seeking to transition into Risk & Compliance Operations.
Overview
3
3
years of professional experience
4044
4044
years of post-secondary education
1
1
Certification
Work History
Bancassurance Specialist
HDFC Life
Bengaluru
01.2025 - Current
- Performed KYC verification and ensured documentation compliance as per regulatory and bank guidelines.
- Conducted customer due diligence (CDD) by reviewing identity, address, and financial documents.
- Performed basic AML checks including screening for PEP, sanctions, and identifying red flags.
- Reviewed customer profiles to assess risk and ensure compliance with internal policies.
- Managed end-to-end onboarding cases with strong focus on compliance and accuracy.
- Coordinated with underwriting and internal teams for risk assessment and case processing.
- Ensured timely processing of cases within defined SLAs while maintaining high quality standards.
- Supported audit requirements by maintaining proper documentation and resolving compliance queries
Associate
SBI LIFE
Bengaluru
10.2022 - 01.2025
- Handled customer service requests related to policy servicing, updates, and documentation.
- Performed KYC verification and ensured compliance with regulatory requirements.
- Reviewed and validated customer documents for completeness and accuracy.
- Assisted customers with onboarding, policy changes, and service requests while ensuring compliance standards.
- Maintained accurate records for audit and compliance checks.
- Identified discrepancies in documentation and coordinated with internal teams for resolution.
- Ensured adherence to company policies and regulatory guidelines in all transactions.
- Delivered high-quality service while maintaining documentation accuracy and compliance.
Education
MBA - Finance
KSOU
Bengaluru, India 06.2022 - 01.2026
Bachelor of Commerce - Accounting And Finance
BES Degree College
Bengaluru, India 06.2019 - 06.2022
BES Pre University College Of Arts, Commerce
Bengaluru, IndiaDileep Primary & English High School
Bengaluru, IndiaSkills
- MS Excel (Pivot Tables, VLOOKUP/XLOOKUP)
- KYC Verification
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Anti-Money Laundering (AML) – Basic Knowledge
- Regulatory Compliance
- Risk Assessment
- Documentation Review & Validation
- Audit & Compliance Support
- Transaction Monitoring (Basic)
- Data Analysis
- SLA Management
- Email Communication & Reporting
Languages
English
Upper Intermediate (B2)
B2
Tamil
Proficient (C2)
C2
Certification
- Cloud Synergy - SAP (FICO)
Timeline
Bancassurance Specialist
HDFC Life
01.2025 - Current
Associate
SBI LIFE
10.2022 - 01.2025
MBA - Finance
KSOU
06.2022 - 01.2026
Bachelor of Commerce - Accounting And Finance
BES Degree College
06.2019 - 06.2022
BES Pre University College Of Arts, Commerce
Dileep Primary & English High School