Smaranika Nayak
Hyderabad
Summary
To work for an organization which provides me an opportunity to utilize my skills and knowledge to grow along with the organization objective.
Overview
8
8
years of professional experience
Work History
Manager
ICICI Bank
Hyderabad
12.2019 - Current
- Reviewed and assessed client documentation, including Financial statements, Identification of records and ownership structures, as part of the KYC/AML due diligence process.
- Performed the required KYC screenings on customers documenting and obtained information in accordance with global KYC procedures.
- Effectively conducted AML/KYC formality reports on questionable accounts and transactions.
- Analyze client data, documentation, and negative news to determine Client Risk Profile, verifying CDD&EDD of client data across various financial services including corporate, vendor, and trade finance.
- Verify the identity of clients and assess their risk profiles based on their business activities, ownership structure, and geographic locations on ICORE.FINNACLE.
- Monitor daily transactions, cross-border wire transfers, and currency activity for compliance and activities for any unusual or suspicious patterns that may indicate potential money laundering.
- Conducted thorough analysis of transactional information using SAR to identify risks, trends, and potential suspicious activity.
- Maintain accurate and up-to-date records of AML KYC activities, including client profiles, Collaborate with the compliance and legal teams to ensure that all client profile meet internal policies and external regulatory requirements(e.g. FATF,OFAC, US, EU).
- Performed due diligence on flagged transactions and escalated cases of potential sanctions violations.
- Assisted in conducting Enhanced Due Diligence (EDD) on high-risk clients, helping senior team members to evaluate risk factors related to financial crime, money laundering and terrorism.
- Coordinate with various internal and external stakeholders to obtain required information to perform these responsibilities
Equity Advisor
Karvy Stock Broking Ltd
Hyderabad
01.2018 - 12.2019
- Managed client's investment portfolio by providing one-on-one service when meeting with clients to understand assets, expenses, long term as well as short term investment goals to devise personalized financial plan.
- Educated client on various financial matters and provided professional recommendation on investment opportunities, products and services based on each client's individual needs.
- Processed client's financial transactions by strictly adhering to KYC compliance and company regulatory policy.
Education
MBA -
SOA University
01.2018
BBA -
KIIT University
01.2015
Skills
- Knowledge in Transaction Monitoring
- Solving client escalations over Mails and calls
- Risk management
- Critical Decision Making
- Research minded leadership skills
- Effective Communication
- PowerPoint
- MSWord
- Sanction screening & fraud reviews
- Advanced Excel
- CDD & EDD
Certifications-
Financial modelling & VBA
Risk management certification
AML KYC
NISM IRDA & Mutual Fund
Languages
English
Proficient
C2
Hindi
Proficient
C2
Timeline
Manager
ICICI Bank
12.2019 - Current
Equity Advisor
Karvy Stock Broking Ltd
01.2018 - 12.2019
MBA -
SOA University
BBA -
KIIT University