Smitha Surendran
Bengaluru
Summary
Highly accomplished Manager with over 10 years of expertise in Anti-Money Laundering (AML), Financial Crimes, and Regulatory Compliance. Proven track record in leading teams, performing AML audits, and ensuring compliance with global regulatory requirements. Adept at Quality Assurance (QA) and Quality Control (QC) to enhance operational efficiency and mitigate financial risks. Recognized for optimizing AML frameworks, improving process efficiencies, and delivering cost-effective compliance solutions.
Overview
10
10
years of professional experience
5
5
years of post-secondary education
4
4
Certifications
Work History
Manager
EY
01.2024 - Current
- Led large teams in AML operations, ensuring efficient execution of financial crime compliance programs
- Managed end-to-end process improvement initiatives to enhance operational effectiveness and mitigate compliance risks
- Spearheaded strategic AML transformation projects, ensuring adherence to regulatory standards and internal policies
- Provided leadership in people management, performance evaluation, and professional development of team members
- Developed project roadmaps and timelines, ensuring successful execution of AML compliance initiatives
- Fostered cross-functional collaboration between risk, compliance, and technology teams to enhance AML frameworks
- Established best practices in quality assurance, transaction monitoring, and risk-based approach implementation
Assistant Manager
EY
01.2016 - 01.2024
- Conducted AML audits to ensure adherence to regulatory guidelines, including FATF, FinCEN, OFAC, and local regulatory bodies
- Led KYC onboarding and remediation projects, ensuring compliance with global AML regulations and applying Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) methodologies
- Oversaw Sanctions Screening, Transaction Monitoring, and Suspicious Transaction Reporting (STR) processes, leveraging automated surveillance tools and AI-driven risk analytics
- Performed QA/QC reviews on AML investigations, SAR/STR filings, and risk assessment reports to maintain data accuracy and regulatory compliance
- Developed and implemented risk-based AML methodologies, applying Red Flag indicators, risk scoring, and behavioral analytics to detect suspicious activities
- Conducted ongoing monitoring and review of high-risk accounts, Politically Exposed Persons (PEP) screenings, and correspondent banking relationships
- Assisted in the preparation of AML compliance reports, SAR narratives, and production forecasts to meet business objectives and regulatory deadlines
- Provided AML training and mentorship to analysts, enhancing their understanding of typologies, financial crime risks, and regulatory obligations
- Collaborated with law enforcement agencies and regulatory bodies on AML investigations, regulatory filings, and response to subpoenas
Senior Analyst
01.2015 - 01.2016
- Conducted detailed verification of representations and warranties in structured finance transactions to ensure compliance with AML and financial crime risk controls
- Performed due diligence, disclosure analysis, and identification of data discrepancies within transaction monitoring alerts and financial crime risk assessments
- Ensured robust AML governance by validating roles and responsibilities of transaction parties and implementing control measures to mitigate money laundering risks
Education
Master of Business Administration - Finance & HR
Jyoti Nivas College
01.2013 - 01.2015
Bachelor of Business Management - Finance
Kristu Jayanti College
01.2010 - 01.2013
Skills
- AML Audit & Regulatory Compliance (FATF, FinCEN, OFAC)
- Quality Assurance (QA) & Quality Control (QC)
- KYC Remediation & Enhanced Due Diligence (EDD)
- Transaction Monitoring & STR/SAR Filing
- Sanctions Screening & PEP Screening
- Risk-Based AML Methodologies & Red Flag Indicators
- Financial Crime Risk Management & Behavioral Analytics
- Process Implementation & Project Management
Certification
International Compliance Associate (ICA) Certification in AML.
Timeline
Manager
EY
01.2024 - Current
Assistant Manager
EY
01.2016 - 01.2024
Senior Analyst
01.2015 - 01.2016
Master of Business Administration - Finance & HR
Jyoti Nivas College
01.2013 - 01.2015
Bachelor of Business Management - Finance
Kristu Jayanti College
01.2010 - 01.2013
Similar Profiles
JAYPRAKASH YADAVJAYPRAKASH YADAV
Data Analyst at EYData Analyst at EY
Oze MakukulaOze Makukula
MIS (Management Information Systems) Analyst at EYMIS (Management Information Systems) Analyst at EY
Jaime de la Iglesia LopezJaime de la Iglesia Lopez
Senior Cyber Security Consultant at EYSenior Cyber Security Consultant at EY
Vibha YadavVibha Yadav
Senior Security Consultant at EYSenior Security Consultant at EY
Abha MauryaAbha Maurya
Capex Controller at Diageo IndiaCapex Controller at Diageo India