Smitha S Menon
Kochi
Summary
Results-driven management professional with a proven ability to lead teams to success, emphasizing team collaboration, operational efficiency, and achieving measurable outcomes. Adept at strategic planning, process improvement, and fostering a culture of accountability and excellence. Known for adaptability and consistently meeting changing organizational needs.
Overview
2026
2026
years of professional experience
Work History
Manager
Wizz Fin XM Services Pvt Ltd
10.2024 - Current
- Revenue Computation of Xpress Money
- Reconciliation of Xpress Money Send & Receive Clients and Corporate Bank Accounts
- Accounting & Book Keeping comprising Bank Receipts/Payments/General Accounting, GL Reconciliations
- Payable & Receivables Management of Xpress Money Send & Receive Clients
- Accomplished multiple tasks within established timeframes.
- Maximized performance by monitoring daily activities
- Handling queries & Adhoc activities
Manager
Muthoottu Mini Financiers Limited
06.2023 - 09.2024
- Manage all Treasury Activities including Fund Management, Debt, Cash and Working Capital Management and Financial Risk Management.
- Maintain Strong relationship with Banks, FIs for fundraising through- diversified- cost-effective- structures such as- long-term- loans, working capital,- pool securitization, direct assignment,- NCD's etc.- from- PSU Banks and Private Banks- & FI's.
- Publish Daily Cash and Bank Position of the company to the Management. Identification of idle cash and pool them into a centralized account for utilization through the auto sweep facility from branch bank accounts and guide on cash pick up process.
- Publish Daily Fund Position of the Company to the Management for proper day to day planning of the operations.
- Monitor the debt repayments to the lenders (banks/FIs), oversee banking operations including fund transfers, initiating payments, confirming receipts and monitoring bank balances. Submit periodic and statutory reports to the lenders. Follow up for any overdue reporting.
- Monitor bank reconciliations. Ensure there are no un-reconciled entries to make bank books and bank statements matching.
- Ensuring timely posting of Treasury / Bank interest related entries in accounting software for processing of regular interests / repayments.
- Preparation of Monthly Book Debt Statements and submit to the banks/FIs.
- Manage temporary liquidity through deployment in short term investments in fixed deposits
- Coordinate with rating agencies or external valuator for all credit ratings of borrowing instruments of organization.
- Facilitating and setting up the online banking, rights, bank confirmations for audits, addition / removal for signatories / users across banking platforms.
- Ensure compliance with internal controls, policies, and procedures, as well as external regulations and standards. Managing regulatory and lender-specific compliances.
- Collaborate with internal and external stakeholders, such as accounting, finance, business units, banks, auditors, and regulators.
- Monthly/Quarterly/Half yearly/Annual reporting to investors/lenders/other stakeholders.
- Act as a centric person between treasury team, accounts team and the management.
Assistant Manager
Buckzy Payments Pvt Ltd
1 2022 - 5 2023
- Monitoring Client Wallet Reconciliations
- Preparation & circulation of Client Wallet Statement of Accounts to Clients
- Perform Bank Reconciliations
- Ensure there are no un-reconciled entries in Client Wallet Reconciliations & Bank Reconciliations. If any, probe into entries and take steps for fast resolution in co-ordination with other departments.
- Publish Client Wallet Reconciliation Dashboard & Bank Reconciliation Dashboard to the top management
- Team Management, Stakeholder Management, Roster Management & Query Handling
Manager - NCD (Non-Convertible Debentures) Public Issue
Muthoottu Mini Financiers Ltd
09.2020 - 12.2021
- Co-ordinate with Registrar, Lead Managers, Debenture Trustee & Legal Counsels for an ensuing public issue of Non-Convertible Debentures upon the advise of Company Secretary,
- Act as a POC for the public issue of NCDs relating to any queries raised by the in-house departments/branches of the company
- Manage the collection of NCD Application forms from PAN India to Corporate Office at Kochi
- Accountable for sorting, setting and dispatching of collected NCD Application forms received from PAN India to the Self Certified Syndicate Banks
- Keep an eye on the target achieved v/s target set. Provide a day-to-day update to CEO & Company Secretary
- Collect the allotment data from the Registrar and provide a detailed status to CEO & branches of the company
- Redress the investor grievances by coordinating with Self Certified Syndicate Banks, Registrar and Public Issue Banks as per the advise of Company Secretary
- Prepare Control Letters for enabling the payment of investors' interest and redemption, procure approval from Managing Director and release to the Public Issue Bank by ensuring proper funding is done from Company's Fund Department
- Cross-check the final interest register received from the Accounts Department and furnish Interest/Redemption Payment intimation to the Company Secretary for BSE filing
- Furnish Record Date for any upcoming interest or redemption payments to the Company Secretary for BSE filing
Assistant Manager
Unimoni Global Business Services Pvt Ltd
03.2019 - 08.2020
- Provide End to End support from Finance process perspective for Robotic Process Automation
- Study & Document the processes across various finance teams globally & within Unimoni Global Business Services
- Assist the Finance team across Unimoni Global Business Services for any process improvements
Lead in Team Accounting Operations
Unimoni Global Business Services Pvt Ltd
04.2015 - 02.2019
- Ensure support to Accounts & Payments, Accounts Consolidation, Corporate Banking Relations & Treasury Global Head Quarters, Abu Dhabi for finance & accounts related activities
- Extend support to associate business units globally for finance & accounts related activities
- Team Management :- (i) Ensure proper work allocation and man power utilization of 16 team members through timely team meetings by analyzing their performance, suggesting improvements and taking corrective actions (ii) Maintain frequent interaction with the team to strengthen the rapport with the team and to create a healthy work atmosphere (iii) Ensure employee review and evaluation on Performance Management System
- Inter-Business Processes :- (i) Assess Risk Associated with process and work in line with Risk team (ii) Drive process automation and Scope for process simplifications (iii) Ensure business continuity by handling contingency (iv) SPOC for Transition Team for the take over of any new process transitions globally to Team Accounting Operations
- Project Management :- (i) Collected, analyzed and managed quantitative data and created meaningful reports to lead business improvement and savings (ii) Managed & supported 3 six sigma projects (iii) Review FS/SLD/IPN/PDs as and when required & to be responsible for the UATs performed (iv) Work in collaboration with external vendors for all the new Project requirements (v) Point of contact for Finance vertical (globally) for the Robot Process Automation project initiated by the company
- Training & Stakeholder Management :- (i) Initiate refreshment trainings to ensure that the employees have requisite skills to perform the job efficiently and effectively (ii) Inter departmental training to improve work knowledge & quality (iii) Periodic Con‑calls with Stakeholders & Procure the required KT during transitions
Senior Associate
XM Software Solutions Pvt Ltd
01.2008 - 03.2015
- Bank Reconciliations & Allied Activites
- rocess Management & People Management
- ADOC requirements as delegated
- Maintain a record of activities, which serves as a tool for effortless tracking for the completion of tasks
Associate
UAE Exchange & Financial Services Ltd
11.2004 - 12.2007
- UAE Exchange Associate Business Unit's - daily & month closure finance & accounts activities
- Bank Reconciliation & Allied Activities
- ADHOC requirements as delegated
- Query Management
Education
Bachelor of Commerce -
St.Teresa's College, Ernakulam
Kochi06-2003
Tally Graduate -
Tally Solutions Pvt Ltd
Kochi07-2003
Post Graduate Diploma in Computer Applications -
Infocom Computer Group
06.2003
Six Sigma Green Belt Certified -
Annexas Europe
06-2018
QuickBooks Trained -
Consultant R Us BPO Firm
Kochi, India12-2003
Information Security Awareness - undefined
UAE Exchange
Skills
- Critical analysis skills
- Process change management
- Skilled in using Tally and QuickBooks for financial management
- Financial accounting and reconciliation
- Fund Management
- Team Management
- Continuous Improvement
- KPI Monitoring
- Experience in shared services
- Process documentation for automation initiatives
Languages
English
Malayalam
Hindi
Timeline
Manager
Wizz Fin XM Services Pvt Ltd
10.2024 - Current
Manager
Muthoottu Mini Financiers Limited
06.2023 - 09.2024
Manager - NCD (Non-Convertible Debentures) Public Issue
Muthoottu Mini Financiers Ltd
09.2020 - 12.2021
Assistant Manager
Unimoni Global Business Services Pvt Ltd
03.2019 - 08.2020
Lead in Team Accounting Operations
Unimoni Global Business Services Pvt Ltd
04.2015 - 02.2019
Senior Associate
XM Software Solutions Pvt Ltd
01.2008 - 03.2015
Associate
UAE Exchange & Financial Services Ltd
11.2004 - 12.2007
Post Graduate Diploma in Computer Applications -
Infocom Computer Group
Information Security Awareness - undefined
UAE Exchange
Assistant Manager
Buckzy Payments Pvt Ltd
1 2022 - 5 2023
Bachelor of Commerce -
St.Teresa's College, Ernakulam
Tally Graduate -
Tally Solutions Pvt Ltd
Six Sigma Green Belt Certified -
Annexas Europe
QuickBooks Trained -
Consultant R Us BPO Firm
Awards
- Quality Professional Enablement Program Achievement Award
XM Software Solutions Pvt Ltd, 11/16/2017
- Quality Professional Empowerment Program Achievement Award
Unimoni Global Business Services Pvt Ltd, 06/01/2018
Projects
Seat Utilization of Contact Centre
Project Lead, 07/2017 - 11/2017
TAT reduction of cheque clearing transactions
Project Member, 01/2018 - 06/2018
Robotic Process Automation
Project of Payment Receipts
Project Member, 06/2019 - 12/2019
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