Summary
Work History
Education
Skills
Timeline
Generic

Smruti Sikha Mohanty

Bhubaneshwar

Summary

Results-driven Operations Manager with expertise in operational analysis, loan disbursement, and customer relationship management. Committed to optimizing processes and enhancing productivity to achieve operational efficiency.

Work History

Operation Manager

BAJAJ FINANCE
BHUBANEWAR
08.2025 - Current
  • Analyzed operational workflows to identify gaps and support process optimization across lending operations.
  • Used MS Excel (VLOOKUP/XLOOKUP, Pivot Tables, formulas, and data validation) to prepare MIS reports, track performance metrics, and analyze operational data.
  • Handled loan disbursement operations, ensuring the accuracy of documentation, system entries, and adherence to internal policies and regulatory guidelines.
  • Coordinated with credit, risk, and finance teams to ensure smooth and timely loan disbursement.
  • Interacted with clients and internal stakeholders to resolve queries related to loan processing, disbursement status, and documentation requirements.
  • Managed operational escalations by conducting root-cause analysis, and implementing corrective actions.
  • Supported compliance checks and audit requirements to minimize operational risk.
  • Assisted in automation and system enhancement initiatives to reduce manual errors and improve productivity.
  • Maintained and updated standard operating procedures (SOPs) and operational documentation to ensure process consistency.
  • Contributed to improving customer experience by ensuring accurate, timely service delivery, and effective communication.

Education

BBA -

BJB AUTONOMOUS COLLEGE
Bhubaneswar
05-2024

XII - Science

BUXI JAGABANDHU ENGLISH MEDIUM SCHOOL - II
Bhubaneswar
07-2020

X - Matriculation

BUXI JAGABANDHU ENGLISH MEDIUM SCHOOL - II
Bhubaneswar
05-2018

Skills

  • Operational analysis
  • Loan disbursement
  • Customer relationship management
  • Cross-functional collaboration
  • Risk assessment
  • Attention to detail
  • Business analysis
  • Quality assurance

Timeline

Operation Manager

BAJAJ FINANCE
08.2025 - Current

BBA -

BJB AUTONOMOUS COLLEGE

XII - Science

BUXI JAGABANDHU ENGLISH MEDIUM SCHOOL - II

X - Matriculation

BUXI JAGABANDHU ENGLISH MEDIUM SCHOOL - II
Smruti Sikha Mohanty