SNEHA HAJARI
BANGALORE
Summary
Banking professional with expertise in team management and payments. Skilled in leading a team of 22 members, coordinating operations, and achieving goals. Strong client relationships and adaptability in a dynamic business environment.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Principal Consultant- Flexcube
ORACLE FINANCIAL SOFTWARE SERVICES LTD (OFSS)
Bangalore
06.2021 - Current
- Managed modules CORE, CASA, OBPM, OBBRN and OBCL
- Executed projects across institutions such as Citi Bank, Butterfield Group - Bermuda, Banca Transilvania, Reserve Bank of Malawi, Zenith Bank Nigeria, Central Bank of Egypt, National Bank of Egypt, Dutch Bangla Bank, Intessa Sanpaolo, Audi Lebanon, FBC Bank Zimbabwe.
- Interact with clients to grasp full scope of their needs
- Preparation of FSD and imparting functional knowledge to the development team.
- Monitored project progress and facilitated communication within the development team
- Led testing team for detailed test plans preparation and review.
- Conducted end-to-end enhancement testing, including unit testing, IUT, ITR, SIT, and UAT.
- Ensured defect tracking and closure
- Facilitated FSD sign-offs, completed audits efficiently for every release, and prepared comprehensive release documents consistently.
- Conducted thorough review of user manuals for delivered enhancements
- Delivering post-launch support and guidance
- Proficient in delivering payment-related improvements for commercial banks
- Implemented enhancements across various payment systems, including book transfers, ACH CT and DD, Clearing, Fund Transfers, Cross Border Payments (both MT and MX), TARGET 2 payments, SEPA, CHAPS, RTGS, Faster payments, Single payment services, etc.
- Authored Functional Specification Documents (FSDs) and flow designs, reviewed peers' FSDs for accuracy and completeness, conducted walkthroughs to explain requirements to development and testing teams.
- Collected client test cases, transforming them into executable test plans
- Currently leading and driving a project from the National Bank of Egypt, wherein Oracle is conducting UAT testing of 4433 test scenarios provided by the client, primarily belonging to ACH Payments.
- Performed sanity checks on life cycle scenarios within ACH CT and DD modules
- Conducted daily analysis of test evidence, updated stakeholder status, and prepared detailed reports for stakeholders and clients. Handled project escalations, tracked defects in JIRA, and provided functional support to the testing team. Managed a five-member team while offering knowledge transfer on enhancement-specific cases.
- Identified beneficial features from a functional standpoint.
Senior Business Analyst -Model Bank
TEMENOS INDIA PVT LTD
Bangalore
11.2019 - 06.2021
- The role was techno-functional, involving requirement gathering, preparing Model Specific Documents, fixing client functional issues, and developing screens and workflows for customizations and enhancements to the T24 Retail Module.
- The work encompassed T24 area preparation, configuring EDS (Design Studio), creating workspaces, upgrading TAFJ, and initiating projects
- Analyzed defects/Enhancements (both internal and client specific)
- Provided model-specific fix in the form of tasks/change-sets in multiple releases that includes designing and modification of Enquiries, Versions, Composite Screens, Tabbed Screens, Menu, and Json Records.
- Managed SEAT failures and resolved Selenium testing issues
- Created and Delivered Selenium Scripts for Demo Data purposes and also Regression Testing for the retail modules covering the life cycle of the products
- Supported the integration team for running the cloud demo bank & preparing of the demo guide documentation to support presales
- Facilitated communication between Business Sales Group and stakeholders from start to finish
- Analyzed the Business Requirement Document, converted it to a Functional Specific Document, discussed feasibility with product owners, obtained approvals, designed and delivered model requirements, completed UAT, and secured sign-off for over 43 different requirements.
Assistant Branch Manager
Karnataka Bank Ltd
Bandra West, Mumbai
07.2019 - 10.2019
- Supported branch head in reaching credit, CASA, and deposit goals.
- Reviewed legal opinions and property valuations for mortgage approval
- Issued Bank Guarantees, Letter of credit, both inland and foreign, Inland and foreign bill discounting, and issuing acceptances of LC.
Assistant Branch Manager
Karnataka Bank Ltd
Borivali West, Mumbai
03.2017 - 07.2019
- Closely monitored day to day operations of the branch, ensuring error free documentation of all credit facilities sanctioned and disbursed by the branch
- Oversaw profitability maintenance of the branch by cost controlling, preventing income/ fee leakage
- Ensured all key controls and checks
- Secured the improvement in audit rating of the branch by adherence to all HO guidelines and compliance with all relevant policies, procedures, guidelines, rules and regulations
- Ensured achievement of all branch targets by cross selling of loans, deposits, CASA, health insurance, general insurance, mutual funds and all other para banking products
- Also ensuring team participation in generation of leads.
Assistant Branch Manager
Karnataka Bank Ltd
Banjara Hills, Hyderabad
03.2016 - 03.2017
- Area of work involved branch vigilance, ensuring compliance of sanction terms, creation and satisfaction of charge in central registry, completion of statutory audit, IS audit, concurrent audit, off-site audit, stock audit, credit audit, site inspection, unit inspection, visiting the units financed by the branch.
- Ensuring sufficient margin on all loan accounts financed by the branch, ensuring loan-to-value ratio within the benchmark levels at all times, monitoring cash levels, liquidity management, and fund management at other banks.
- Follow up on decreed and suit-filed accounts, and attending court hearings of default cases on behalf of the bank.
- Executing loan documents on behalf of the bank in consortium finance, loan syndication.
Credit Manager
Karnataka Bank Ltd
Banjara Hills, Hyderabad
01.2013 - 02.2016
- Headed the credit department of the branch as a credit officer and during the tenure worked under all credit departments, including advances, gold loans, retail loans, mid-corporate advances, large corporate advances, and independent handling of the loan syndication cell. Also, headed the trade finance department that involved issuance and management of Bank Guarantees and Letter of Credit portfolio of over 1000 crores.
- The work involved identification of prospective borrowers, credit analysis, processing of proposals, sanctioning, disbursement, documentation, creation of charge, post-sanction monitoring, follow-up, and recovery.
Clerk
Karnataka Bank Ltd
Gulbarga
02.2009 - 12.2012
- Worked across various operations departments of the branch, including cash, deposits, advances, payments, TDS corrections, and filing over a period of four years.
- Also assisted in NPA recovery and retail loan processing.
Education
B.COM -
GULBARGA UNIVERSITY
01.2008
XII -
CBSE
01.2005
X -
KSEEB
01.2003
Skills
- Finacle 71 & 10x Expertise
- T24 Banking Module Development
- Flexcube Functional Expertise
- Team Leadership
- Payment Processing Expertise
- ACH, RTGS,CROSS BORDER PAYMENTS, RTP, TARGET2, SEPA, SWIFT, ISO20022
- Adaptability in Dynamic Environments
- Willingness to learn and unlearn
Certification
- CPPS - Certified Payment Processing Specialist
- JAIIB - Junior Associate of Indian Institute of Banking and Finance (equivalent to diploma in banking and finance)
- CAIIB - Certified Associate of Indian Institute of Banking and Finance
- Certificate in AML/KYC & SME Finance
Languages
English
First Language
Hindi
Proficient (C2)
C2
Kannada
Proficient (C2)
C2
Telugu
Upper Intermediate (B2)
B2
Personal Details
- Spouse Name - Prasanna S Rao
- Date of Birth - 3rd March, 1988
- Gender - Female
- Nationality - Indian
Timeline
Principal Consultant- Flexcube
ORACLE FINANCIAL SOFTWARE SERVICES LTD (OFSS)
06.2021 - Current
Senior Business Analyst -Model Bank
TEMENOS INDIA PVT LTD
11.2019 - 06.2021
Assistant Branch Manager
Karnataka Bank Ltd
07.2019 - 10.2019
Assistant Branch Manager
Karnataka Bank Ltd
03.2017 - 07.2019
Assistant Branch Manager
Karnataka Bank Ltd
03.2016 - 03.2017
Credit Manager
Karnataka Bank Ltd
01.2013 - 02.2016
Clerk
Karnataka Bank Ltd
02.2009 - 12.2012
B.COM -
GULBARGA UNIVERSITY
XII -
CBSE
X -
KSEEB
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