Snehal Margale
Belgaum
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. AML and KYC Skills in expeditiously verifying the identity of clients involved with financial transactions. Adept at applying KYC guidelines to prevent funds from being used for fraudulent purposes.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Manager
BANDHAN BANK LTD
07.2021 - Current
- Responsible for Entire Branch banking operation, compliance, Audit, Promotion of banking product, and experienced in handling major responsibly of entire branch banking operation like Cash, Forex, Loans and all financial transactions Handling risk assessments related to CDD KYC AML and transaction monitoring Managing Bank account documentation and conducting compliance checks to ensure adherence to KYC controls and regulatory requirements
- Responsible for overall Audit Compliance with respect to Risk & AML of all the transactions done at branch level, inspecting & reporting fraudulent transactions
- Mitigating the risk factors with effective implementation of KYC
- Responsible for overall effective control of all the operation in the branch day start to end
- Authorizer for all the transactions made by the teller, monitoring of internal accounts Accountable for preparing and generating reports, Branch Operations, Audit Compliance, Over and above accountable for running the branch error – free
- Monitoring of all the internal accounts by generating the necessary reports Working as a Team Manager and responsible for all Operational activities and a very good experience of team handling Handle the hurdles and co- ordinate with subordinates to meet the desired goal and encourage sales.
Asst. Manager
ICICI BANK LTD
Belgaum
- 07.2021
- Handled Customer Queries related to Forex NRI desk Cash transactions and loans Experience in handling Retail Assets like PL Car Loan Best practice on dealing with data, numbers and processing of financial transaction and Reconciliation of Data Well knowledge about digital bank portals Handled all day – to - day banking transaction and maintained records on daily basis regarding accounts receivables and payables customer files Handled All Audit Parameters Handled AML KYC and Risk Compliance Handled basic forex process (Inward /Outward remittance)
Personal Banker - Customer Service Officer
The RBL Bank Ltd
03.2015 - 01.2017
- Ensuring resolution of customer complaints within the prescribed TAT Preventive complaint management Ensuring accuracy in the operation Operational excellence Resolving FTR in stipulated TAT To record movement of all inventories and deliverables in relevant registers Skilled at receiving and processing banking transaction
Branch Development Executive - Retail Banking
Ing-Vysya Bank
08.2013 - 02.2015
- Responsible to promote Liability Products of the bank viz
- Savings account, Current A/c, Term deposits and Insurance Providing Business Banking solutions to clients in order to make their businesses more cost effective & profitable by referring them to the trade & finance desk
Asst. Manager
YES BANK
- Responsible for Customer Relationship to the Set of mapped customers
- Responsible for cash and customer transactions, Cash Receipts & Payment, Cash Balancing, vault custodian
- Branch administration & ATM management, Branch operations and Audit Compliance
- Handling Non-Cash transactions like Clearing, Fund transfer, RTGS, NEFT, DD, CMS etc
- Managing Operation like Savings A/c opening, Fixed Deposit, Lockers, Recurring Deposits Monitoring, Reconciliation of suspense accounts
- Responsible for Cross Sell -insurance & CASA & achieve sales target
Education
BCA, First Class -
GSS College of Computers Application
01.2010
PUC -
GSS Science College
01.2007
SSLC -
Divine Providence convent high school
01.2005
Skills
- KYC Documentation and record-keeping
- Certified in Anti-Money Laundering concepts and AML Policies and AML Compliance
- Certified NISM IRDA Advanced Excel
- Communication and Collaboration
- Knowledge of Retail Banking services and products
- Data collection and analysis
- Enhanced due diligence comprehension
- Name matching criteria
- Risk assessment procedures
- MS Office, Visio and Excel proficiency
- Transaction monitoring
- Thorough and accurate
- Effective communicator
Personal Information
- Date of Birth: 10/25/88
- Gender: Female
- Nationality: Indian
- Marital Status: Married
Disclaimer
I hereby declare all the above information furnished by me is true to the best of my Knowledge.
Languages
- English
- Hindi
- Marathi
- Kannada
Certification
- Anti-Money Laundering AML KYC Compliance from Udemy
- Anti-Money Laundering and Combating Terrorism Financing from Udemy
- Certified Transaction Monitoring Associate
- Certified Financial Crime Threat Response Professional
- Certified Fraud Examiner
Timeline
Manager
BANDHAN BANK LTD
07.2021 - Current
Personal Banker - Customer Service Officer
The RBL Bank Ltd
03.2015 - 01.2017
Branch Development Executive - Retail Banking
Ing-Vysya Bank
08.2013 - 02.2015
Asst. Manager
ICICI BANK LTD
- 07.2021
Asst. Manager
YES BANK
BCA, First Class -
GSS College of Computers Application
PUC -
GSS Science College
SSLC -
Divine Providence convent high school
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