Years at Infosys as Core Banking Implementation Lead
Solaiyappan Nachiappan
Bengaluru
Summary
Self-driven and motivated entrepreneur with 17+ years of experience in TechFin and a proven track record of success in scaling up a simple idea to a multimillion-dollar business. Experienced in leading and mentoring cross-functional teams to plan, build, launch and manage world-class enterprise and SaaS-based applications, as well as rolling up sleeves and getting things done.
Overview
11
11
6
6
Years as Co-founder and Founding Member at TechFin Company
Work History
Product Head - Buy Now Pay Later
EPIKInDiFi
Bengaluru
05.2022 - Current
- Managed concept to launch of end-to-end Multi Lender, Multi Product, Multi Merchant platform for FinTechs and Banks.
- Scaled the platform to 100+ merchants for an African client.
- Met deadlines, exceeded expectations and effectively rolled out BNPL products in a span of 3 months.
- Designed best-in-class customer onboarding flow with Video KYC.
- Key features of the platform & product - Digital KYC, Face Match, Liveness Check, API Marketplace, Merchant and Customer analytics, Credit Decisioning, Risk Assessment, Convert to EMI Option, Esign, Emandate, KFS, Loan Contract Generation, QR-based payment, Settlement, Repayment & Refunds, ReKYC and Service Request.
- Managed relationships with various fintech players and nurtured partnerships.
Product Head - Integration
EPIKInDiFi
Bengaluru
01.2022 - Current
- Developed, coached, and led the integration team that managed 400+ APIs across the APAC & Africa region
- Built an automation app that enabled business & citizen developers to integrate systems with zero coding knowledge
- Subject matter expertise in delivering integration between platform and external systems including Digi Locker, Equifax, UIDAI, Cersai, and NSDL.
- Played an active role as a technical expert during all phases of the Software Development Life Cycle and led architecture brainstorming and design discussions with technical team members.
Head of Customer Success
EPIKInDiFi, APAC
Bengaluru
04.2020 - Current
- Managing the product and customer service teams (team size of 18) that focused on all aspects of customer experience and customer support
- Successfully executed 6 digital transformation projects in a span of 6 months
- Identifying opportunities to increase sales, prospecting and closing new customers
- Provide solution oversight to the platform Implementation design & configuration to ensure it meets enterprise standards.
Co-Founder & Director
Latitude Fintech
Bengaluru
06.2016 - Current
- Co-founded a startup which focuses on empowering the bank's business teams.
- Formulated the company's vision, goals, and objectives; hired and trained new employees.
- Participated in all aspects of business development from recruitment and market research to operations and delivery, ensuring that the company's vision was followed.
- Grew company from an idea to a million-dollar business within 2 years.
- Ran a PMO program for a large credit union
- Managed and oversaw the execution of proof-of-concept testing and beta testing for 4 different products.
Product Head
EPIKInDiFi, Vanguard & Rubix
Bengaluru
06.2017 - 03.2020
- Managed concept-to-launch of Loan Origination platform
- Top-selling product has generated $3M+ with 20+ customers (10 in Australia and 10+ ROW) since its 2018 launch
- Conceptualized the idea of building a no-code platform for loan origination and inspired the vision of the company to be “Let business be the technology”
- Led the design and development of the no-code platform.
- Owned and managed the Product Backlog, Roadmaps, User Experience, Architecture and Engineering
- Led the design and development of Robotic Process Automation to automate manual, repetitive, rule-based tasks, improving operational efficiency, TAT, productivity, and compliance
- Performed thorough market research and competitive analysis to understand and effectively communicate the product value proposition
Project Manager
Infosys Limited
04.2005 - 05.2016
- Led and Managed a team of 30+ in delivering core banking digital transformation projects across APAC & ANZ region
- Subject Matter Expert for Core Banking Transformation across different geo with specialization in Retail Lending
- Started as a developer and grew to manage a cross-functional team of Business, Functional and Technology
- Spearheaded the multi-country rollout of the Core Banking transformation project across APAC (China, Hong Kong, Philippines & Laos) for Tier 1 bank in Australia to ensure that the bank can leverage the benefits derived from operating from a single platform
- Worked with the sales team and participated in all presales activity starting from preparing responses, providing cost estimates and bid documents by studying customer RFP.
Education
Master of Science - Data Science
Deakin University
04.2022 - Current
Post Graduate Program - Artificial Intelligence & Machine Learning
Texas McCombs School of Business
04.2022 - Current
Bachelor of Engineering - EEE
PSG College of Technology
09.2000 - 04.2005
Skills
- Own the product lifecycle from Initial Concept to Delivery
- Requirement Gathering & Design
- Market & Competitor Research
- Technology and Architecture
- Product Roadmap
- UI / UX Design
- SaaS with Multi-Tenancy
- Project Management & Delivery
Accomplishments
- Designed and built a No Code Platform for Loan Origination. Rolled it out to 20+ banks across Australia, Asia and Africa.
- Built an end-to-end Multi Lender & Multi Merchant BNPL product/platform for a large conglomerate in India. Handled all business discussions with lenders. Build to Go-live completed in a short span of 3 months.
- Designed and built a Robotic Process Automation Platform to automate the credit decision process.
- Designed and built a no-code Integration platform that simplified the development of 400+ APIs.
- Built a LaaS (Lending as a Service) for banks in Australia. Launched end-to-end journey for Home Loans, Personal Loans, SME Loans, Credit Cards and Hardship.
- Built a serviceability calculator that reduced the approval time from weeks to minutes.
- Designed and Implemented a regional base model for Tier 1 Bank in Australia.
Additional Information
- Recipient of Infosys Award for Excellence - Project Execution
- Recipient of Infosys Connect Gold Awards - Best Product Sales
- Product Awards - Winner of IBSI SLT Leader Special Awards 2021 for Credit Scoring
- Product Awards - Winner of Banking Frontiers FCBTA Award (2020) for Lending Solution
- Product Awards - Winner of Technoviti 2020 Most Innovative Digital Platform
- Product Awards - Infosys Finacle Innovation Awards 2019 - API Led Innovation
Timeline
Product Head - Buy Now Pay Later
EPIKInDiFi
05.2022 - Current
Master of Science - Data Science
Deakin University
04.2022 - Current
Post Graduate Program - Artificial Intelligence & Machine Learning
Texas McCombs School of Business
04.2022 - Current
Product Head - Integration
EPIKInDiFi
01.2022 - Current
Head of Customer Success
EPIKInDiFi, APAC
04.2020 - Current
Product Head
EPIKInDiFi, Vanguard & Rubix
06.2017 - 03.2020
Co-Founder & Director
Latitude Fintech
06.2016 - Current
Project Manager
Infosys Limited
04.2005 - 05.2016
Bachelor of Engineering - EEE
PSG College of Technology
09.2000 - 04.2005
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