Sonakshi Mandhan
Credit Analyst
Noida
Summary
PROFILE SUMMARY Credit Analyst with close to 3 years of experience in domain of commercial banking looking for opportunities to enhance my skills in the field of finance and research.
Overview
4
4
years of professional experience
7
7
years of post-secondary education
2
2
Languages
Work History
Credit Analyst
Barclays Bank Plc
12.2021 - Current
- Preparing credit papers for mid-corporate clients and ensure credit proposals are complete in terms of information and relevance so as to enable credit sanctioning teams to make timely and informed decisions
- Understand and adhere to the procedures, standards, policies and frameworks
- Conduct thorough analysis of the business, financial profile and key risks/mitigants
- Periodic review of designated portfolio and take immediate corrective action wherever necessary
- Continuously improve and maintain an effective working relationship with stakeholders across functions
Credit Analyst
Axis Bank Ltd
10.2020 - 12.2021
- Completing due diligence of the borrower and conducting financial statement analysis
- Communicating credit rating and analyzing key appraisal parameters like security structure, financial, business, management, industry, account conduct etc
- Preparation of credit note within defined TAT after receipt of relevant documents
- Assessment of FB, NFB and SCF credit Facilities
- Analyzing credit facility as per policies and schemes and getting it approved by appropriate authority
Intern
HDFC Bank
Agra
05.2019 - 06.2019
- Understanding the perception of new customers
- Analyzing the factors influencing the newly acquired customers while selecting a particular bank
- Tools/Software used – SPSS
- QUALIFICATION
- Course University / Board Year of passing Remarks
- PGDM
Education
Post Graduate Diploma In Management - Finance
Institute of Management Studies
Ghaziabad, U.P 06.2018 - 06.2020
Bachelor Of Commerce - Accounting
Shyama Prasad Mukherjee College, Delhi University
Delhi 05.2015 - 05.2018
SSC - Accounting
CBSE
Saharanpur 05.2013 - 05.2015
Skills
Financial Analysis
undefinedAffiliations
Anchor for MELANGE-2019, a fest Conducted by IMS ghaziabad.
Performed at Innaugral at MELANGE 2018.
Adverstising Head of CONOSCENZA-2018, a fest conducted by SPM College , DU
Active member of National Service Scheme from 2015-2018
Timeline
Credit Analyst
Barclays Bank Plc
12.2021 - Current
Credit Analyst
Axis Bank Ltd
10.2020 - 12.2021
Intern
HDFC Bank
05.2019 - 06.2019
Post Graduate Diploma In Management - Finance
Institute of Management Studies
06.2018 - 06.2020
Bachelor Of Commerce - Accounting
Shyama Prasad Mukherjee College, Delhi University
05.2015 - 05.2018
SSC - Accounting
CBSE
05.2013 - 05.2015
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