SONAL GUPTA
MBA From Finance And HR, BE In Electronics And Telecommunication
2701. Tower 22 , Blueridge , Hinjewadi Phase 1 , Pune 411057
Summary
To pursue to carve a niche for myself in a performance-oriented company which offers an opportunity to utilize managerial, technical, and analytical, skills, while contributing to the growth of the organization.
Overview
11
11
years of professional experience
6
6
years of post-secondary education
2
2
Certifications
Work History
Business Process Lead
Tata Consultancy Services Pune
11.2022 - Current
- Performed KYC Due diligence/ EDD/CDD/Compliance on customer accounts/Client onboarding Accounts- Monitored customer accounts via internal database.
- Performed updates on High/low/medium risks customer accounts.
- Investigated Clients using S&P, D&B, Lexis Nexis, SEC-Edgar etc
- Obtained updated documents from RM for client accounts
- Performed enhanced and specialized due diligence reviews on high risk business banking.
- Monitored SWIFT transactions for international entities across 10 countries to identify potential risk entities.
- Investigated clients using client provided tools
- Ensured compliance with regulatory standards and internal policies.
KYC Analyst
IBM India Pvt Ltd
12.2021 - 11.2022
- Ensured high quality standards are maintained for KYC and Enhanced Due Diligence (EDD) casework conducted by KYC analysts.
- Reviewed cases for adherence to EDD procedures and ensured analyst conclusions are clear, complete and supported by the information in the file.
- Identified and escalated critical issues to their Quality Control Supervisor.
- Assisted in identifying problem areas and risks associated with processes and made recommendations to improve quality of KYC analyst file work.
Senior KYC Analyst
Artech Infosystem Pvt Ltd ( Worked for Infosys )
07.2021 - 12.2021
- Performing due diligence on new Clients, requesting KYC information, documentation, review and verification of received documentation and making an analytical risk assessment for new Clients.
- Thoroughly and succinctly document the research and analysis related to the financial activity.
- Perform further investigation on identified suspicious client and client’s transactions and report to KYC/AML compliance officer.
- Communicate effectively and efficiently with relevant internal and external parties to obtain KYC documents.
- Investigating high risk clients and reporting where necessary, including Politically Exposed Persons, and obtaining all necessary documentation to complete the client file.
- With the help of the transaction overview excel file which we used to get from our client and along with help of BMT tool, I used to cross verify if the transactions with the counter parties involved and accordingly determine if the transactions done are for the business purposes or not. If the there was any evidence of high amount of cash withdrawn/sanction country transactions done by the client, I use to reach out to the client seeking clarity and justification for the transaction carried out.
- With help of the business forensic search tool, I analyzed any unusal transactions or illegal fund transfer done.
Officer
Saraswat Bank
02.2017 - 05.2018
Assistant Manager
Axis Bank Limited
10.2013 - 01.2015
Education
MBA - Finance & HR
Bhilai Institute of Technology
Durg, Chhatisgarh 05.2011 - 04.2013
Bachelor of Engineering - Electronics & Telecommunication
Christian College of Engineering And Technology
Bhilai, Chhattisgarh 05.2006 - 04.2010
Skills
MS office, Finacle, swift core
Analytical skills
Time management and multitasking
Excellent attention to detail
Additional Information
Key Responsibilities includes :
- Responsible for performing know your customer due diligence in accordance with internal AML guidelines
- Providing a high level of service and cross-selling of banking products and services to achieve branch goal.
- Accurately handle the processing of all cash,debit cards and credit cards.
- Responsible for opening new accounts (Savings accounts ,Current account etc.) and evaluating whether the customer is high risk customer or not.
- Responsible for handling Inwards and outwards.
- Participating sales and marketing activities for the purpose of meeting branch requirements.
- NEFT and RTGS processing.
- Fund Transfer
- Cash handling and vault operation.
- Daily Report Generation to check high value transactions.
- Processing Account Closure Request.
- Risk categorization of customers.
Accomplishments
- Won 1st prize in National level essay competition organized by oil and gas conservation Ministry of India.
- Participated as a member of National level chess tournament, held in New Delhi, Year 2002-03.
- Best performer of the month
Languages
English
Hindi
Certification
Junior Associate of the indian Institute of bankers
Timeline
Business Process Lead
Tata Consultancy Services Pune
11.2022 - Current
KYC Analyst
IBM India Pvt Ltd
12.2021 - 11.2022
Senior KYC Analyst
Artech Infosystem Pvt Ltd ( Worked for Infosys )
07.2021 - 12.2021
Officer
Saraswat Bank
02.2017 - 05.2018
Assistant Manager
Axis Bank Limited
10.2013 - 01.2015
MBA - Finance & HR
Bhilai Institute of Technology
05.2011 - 04.2013
Bachelor of Engineering - Electronics & Telecommunication
Christian College of Engineering And Technology
05.2006 - 04.2010
Junior Associate of the indian Institute of bankers
NSE academy’s certification in financial module
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