Dancing is my passion and I am learning Kathak, an India classical dance form since 5 years I also like to travel to new places and meet different people and their cultures
Sonali Sawant
Officer, Credit Operations
Goregaon (W), Mumbai,India
Summary
To significantly contribute to the overall growth of the organization by applying my knowledge and skills and to constantly learn and grow from within.
Overview
6
6
years of post-secondary education
7
7
years of professional experience
Work History
Officer, Credit Operations
Bank of America
Mumbai, Maharashtra
08.2015 - Current
- Responsible for client's credit limit set up and maintenance of the same in system
- Coordinate with Wholesale Credit and RM to get the credit documents and operational requirements fulfilled while client onboarding
- Monitor daily exceptions regarding utilization of credit limits sanctioned to clients and escalate if required
- Responsible for preparation and submission of various regulatory reports and data to RBI on timely manner
- To prepare daily internal reports to ensure a day-2 control and monitor/escalate any exceptions
- To provide data to statutory & concurrent auditors and handle further queries on audit observations
- To respond to queries from various stakeholders and ensure hassle free banking for clients in adherence to the bank’s policies and processes.
Assistant Manager, Customer Service Executive
IDBI Bank Limited
Mumbai, Maharashtra
09.2014 - 08.2015
- To handle daily financial and non financial transactions & perform basic banking operations
- To process and ensure accurate funds transfer through RTGS, NEFT and transfer cheques
- To work under Cash management (Teller Service)
- To process various and ensure accurate tax payments, stamp duty etc.
- To verify account opening documents in accordance with all KYC and AML norms
- To handle customers’ queries and ensure best service.
Associate
SS&C Globeop Financial Services India Ltd
01.2014 - 05.2014
- To settle OTC trades To follow up with Prime Bank/Fund Managers to seek clarification on outstanding breaks
- To handle pre-confirmation queries trade settlement and resolve breaks and if necessary, reach client or counterparties on e-mails or phone.
Summer Internship
Birla Sun Life Insurance Limited
05.2013 - 07.2013
- Worked on the project for Equity Research in Banking Sector
- Objective wast to have a basic understanding of Fundamental analysis, analyze financial performance of banks using Financial Statement Analysis, Ratio Analysis and Technical Charts
Education
Master of Management Studies - Finance
IES MCRC, Mumbai University
08.2012 - 09.2014
B.E. - Electronics
Terna Collage of Engineering, Nerul Mumbai University
06.2006 - 10.2010
H.S.C - undefined
Patkar College, Goregaon Maharashtra Board
S.S.C - undefined
IES Digambar Patkar Vidyalay, Maharashtra Board
Skills
Flexible and Adaptable
Responsible and effective team player
Good knowledge of MS Excel, Word and Power point
Accomplishments
- Received a Silver award in 2019 for process enhancement of CIBIL report for better accuracy
- Received a Silver award in 2019 for the excellent performance in Exposure RMP Project (Risk Mitigation Project)
- Received a Silver award in 2018 for getting actively involved in RBI audit alongwith the BAU
- Received a Silver award in 2017 in Bank of America for excellent performance for handling significant high volume of credit exceptions
- Awarded for making maximum number of Pradhan Mantri Jan-Dhan Accounts in the west region in IDBI Bank in 2015
Interests
Timeline
Officer, Credit Operations
Bank of America
08.2015 - Current
Assistant Manager, Customer Service Executive
IDBI Bank Limited
09.2014 - 08.2015
Associate
SS&C Globeop Financial Services India Ltd
01.2014 - 05.2014
Summer Internship
Birla Sun Life Insurance Limited
05.2013 - 07.2013
Master of Management Studies - Finance
IES MCRC, Mumbai University
08.2012 - 09.2014
B.E. - Electronics
Terna Collage of Engineering, Nerul Mumbai University
06.2006 - 10.2010
S.S.C - undefined
IES Digambar Patkar Vidyalay, Maharashtra Board
H.S.C - undefined
Patkar College, Goregaon Maharashtra Board