Sonam K Punjabi

· Handles Affiliate FX product, in Cash processing related to third-party foreign exchange transactions

· Analyzing the fax and electronic instructions received from clients and validating with the static data.

· Processing FX payments, and cross deals, coordinating with sub- custodian for pay in and out of funds.

· Liaising with internal stakeholders such as Compliance /Product / Income team.

· Analysis of FX instructions, working to get them STP, reduce the manual intervention to achieve zero base errors.

· Worked with the Investigation team on TLM reconciliation, Coordination with Audit teams in handling queries/observations raised.

· Liaising with CSR's and Sub Custodians while working on Swift Messages such as MT599, MT202, MT103.

· Worked along with technical & product teams in the automation of payment processes to enhance efficiency and accuracy.

· Managed the team of Affiliate FX along with the responsibilities of implementing process changes, preparing PNQs, working on ideas of process enhancement, updating of SOP.

· Assisting and consulting the client in getting Finance through various Banks and Fund Houses.

· Handling the overall portfolio in line with the policies of Banks and Client’s credit histories, corporate financial statements and other financial information

· Understanding business model, financial statements, market research and analyzing various risks based on qualitative and quantitative information

· Drafting Detailed Project Report (DPR), Diagnostic Study Report (DSR), measuring the credit risk and factors through Cash flow preparation, Ratio analysis.

· Preparation of quarterly review notes based on quarterly performance and updates, MIS, Cash flows and understanding the actual performance of the company

· Maintain a better relationship and Negotiate credit disputes with High-level bank and loan office personnel and Timely assistance with counterparts like Risk and operations.

• · The project elaborates on the Financial Accounting & Auditing in detail along with the scenario of the market challenges in financial disclosures, concerns about complying the reporting requirements and also provides the solution of changes around disclosure requirements for Environmental, Social and Governance to high business in the competitive era.