Sonu Kharayat

• I specialize in handling High Net Worth Individual (HNI) Non-Resident Indian (NRI) customers.
  
  My primary responsibilities include:
  
  • Client Relationship Management: Building and maintaining strong relationships with HNI NRI clients to understand their unique financial needs, goals, and preferences.
  • Investment Advisory: Providing tailored investment advice and strategies, focusing on a diverse range of investment products available in India, such as mutual funds, equities, fixed deposits, bonds, and real estate.
  • Portfolio Management: Developing and managing customized investment portfolios that align with clients’ risk tolerance, investment horizon, and financial objectives.
  • Financial Planning: Offering comprehensive financial planning services, including tax planning, retirement planning, estate planning, and succession planning.
  • Market Analysis: Conducting in-depth market research and analysis to stay updated on financial trends, regulatory changes, and economic developments that could impact clients’ investments.
  • Regulatory Compliance: Ensuring all investment activities and financial advice comply with relevant regulatory requirements and internal policies.
  • Client Reporting: Providing regular performance reports and updates to clients, ensuring transparency and effective communication about their investment portfolios.
  • Product Development: Collaborating with product teams to develop and refine investment products that meet the evolving needs of NRI clients.

My role is to onboard and manage client relationships, particularly with (HNI) customers, ensuring that their financial and non-financial banking requirements are met efficiently.

My primary responsibilities include:

• Client Acquisition: Identifying and onboarding new HNI clients by understanding their financial needs and offering tailored banking solutions.
• Relationship Building: Establishing and maintaining strong relationships with clients, acting as their primary point of contact for all banking services.
• Client Retention: Ensuring high levels of client satisfaction through personalized service and proactive management of their banking needs.
• Financial Advisory: Providing expert advice on various financial products such as savings accounts, fixed deposits, loans, and mortgages.
• Investment Products: Recommending and facilitating investments in a range of wealth management products, including mutual funds, equities, bonds, and structured products.
• Banking Services: Assisting clients with day-to-day banking activities, such as account management, fund transfers, and payment services.
• Customized Solutions: Developing and delivering customized banking solutions to meet the unique financial goals and preferences of each client.
• Product Sales: Promoting and selling wealth management products to generate revenue for the bank. This includes mutual funds, insurance products, portfolio management services, and other investment vehicles.
• Cross-Selling: Identifying opportunities to cross-sell additional banking products and services that align with clients’ financial goals.


Through these responsibilities, I contribute to the growth and success of bank by building strong client relationships, providing exceptional banking services, and driving revenue through the promotion and sale of wealth management products.

My primary responsibility is to cater to the financial and non-financial needs of NRI clients, both walk-in customers at the branch and those in the managed client base. My role involves providing comprehensive banking solutions, ensuring high levels of customer satisfaction, and generating revenue through various financial products.My role is to onboard and manage client relationships, particularly with (HNI) customers, ensuring that their financial and non-financial banking requirements are met efficiently.

My primary responsibilities include:

• Client Acquisition: Identifying and onboarding new HNI clients by understanding their financial needs and offering tailored banking solutions.
• Relationship Building: Establishing and maintaining strong relationships with clients, acting as their primary point of contact for all banking services.
• Client Retention: Ensuring high levels of client satisfaction through personalized service and proactive management of their banking needs.
• Financial Advisory: Providing expert advice on various financial products such as savings accounts, fixed deposits, loans, and mortgages.
• Investment Products: Recommending and facilitating investments in a range of wealth management products, including mutual funds, equities, bonds, and structured products.
• Banking Services: Assisting clients with day-to-day banking activities, such as account management, fund transfers, and payment services.
• Customized Solutions: Developing and delivering customized banking solutions to meet the unique financial goals and preferences of each client.
• Product Sales: Promoting and selling wealth management products to generate revenue for the bank. This includes mutual funds, insurance products, portfolio management services, and other investment vehicles.
• Cross-Selling: Identifying opportunities to cross-sell additional banking products and services that align with clients’ financial goals.


Through these responsibilities, I contribute to the growth and success of bank by building strong client relationships, providing exceptional banking services, and driving revenue through the promotion and sale of wealth management products.