Job Search Status
Open to workWork Type
Full TimeLocation Preference
On-SiteRemoteHybridOpen to relocation: Yes
Open To Work
Verified
This profile is verified using an email address.
Soumya Agarwal
Senior AML Specialist
Gurgaon,HR
Work Preference
Summary
Senior AML analyst with extensive experience in transaction monitoring and fraud investigation at EXL. Demonstrated success in financial crime prevention and risk assessment through advanced compliance tools. Skilled in customer due diligence and alert investigation, promoting proactive risk mitigation and operational integrity.
Overview
4
4
years of professional experience
2
2
Languages
Work History
Senior AML Analyst & Transaction Monitoring
EXL
Gurgaon
08.2025 - Current
- Executed real-time and post-transaction monitoring to detect suspicious activities.
- Investigated suspicious transactions and identified potential fraud patterns, reporting actionable insights to management.
- Conducted comprehensive fraud investigations across digital payments and account activities.
- Specialized in check fraud detection, identifying forged, altered, duplicate, and counterfeit checks.
- Validated suspicious transactions and checks through customer outreach, strengthening risk mitigation efforts.
- Collected evidence from various sources to evaluate potential money laundering risks.
- Reviewed transaction flows to detect and prevent compliance issues. for compliance with anti-money laundering laws and regulations.
- Implemented anti-fraud measures such as identity verification protocols and real-time alerts on high-risk transactions.
- Documented findings and generated detailed reports to support further investigations.
Fraud Operations Specialist
Genpact
Gurgaon
09.2023 - 05.2025
- Reviewed alert cases and transactions, identifying potential fraud through detailed transaction and behavioral analysis to mitigate risks.
- Investigated and analyzed fraudulent activities to safeguard client assets and ensure regulatory compliance.
- Processed fraud and non-fraud claims, conducting transaction monitoring and ATO resolution to support issuing banks' security measures.
- Monitored daily transactions to detect unusual patterns indicative of money laundering or terrorist financing, enhancing compliance efforts.
- Analyzed customer records, transaction histories, account statements, and documents to detect suspicious activity signs.
- Utilized software tools to monitor banking system transactions effectively.
Team Member
Bank of America
Gift City
10.2020 - 11.2021
- Identified risk exposure areas and implemented controls, minimizing fraud losses.
- Monitored incoming and outgoing transfers, identifying potential fraud alerts.
- Utilized advanced detection tools to monitor accounts for suspicious activity.
- Conducted account validation for ACH and real-time payments, mitigating fraud risk.
- Participated in meetings with management teams to discuss fraud risk reduction strategies.
Education
Bachelor of Business Administration - Finance
Graphic Era University
Dehradun05-2020
Intermediate - Commerce
St. Mary's Convent Sr. Sec. School
Gajraula04-2017
High School - Gajraula
St. Mary's Convent Sr. Sec. School
Gajraula05-2015
Skills
- AML investigations
- Transaction monitoring
- Fraud Investigation
- Fraud detection
- Financial crime prevention
- Financial Crime Analysis
- AML Screening
- Anti-money laundering
- Due diligence
- Customer verification
- Customer identification
- UAR and SAR review
- Wire Transfer Activity
- Alert Investigation
- Account Takeover Review
- Risk assessment
- Enhanced diligence
- Risk Mitigation
- Sanctions screening
- Activity Reporting
- Issue Resolution
- Lexis Nexis
Languages
Hindi
Native language
English
Advanced (C1)
C1
Certifications
- Digital Marketing Internship Certification, Miles Education, One-month program
Accomplishments
- Master Blaster Performance, Genpact
- Rising Star, Genpact
- Outstanding Performer, EXL
Timeline
Senior AML Analyst & Transaction Monitoring
EXL
08.2025 - Current
Fraud Operations Specialist
Genpact
09.2023 - 05.2025
Team Member
Bank of America
10.2020 - 11.2021
Bachelor of Business Administration - Finance
Graphic Era University
Intermediate - Commerce
St. Mary's Convent Sr. Sec. School
High School - Gajraula
St. Mary's Convent Sr. Sec. School