Sourabh Bhargava

Assisted in executing underwriting guidelines for motor across Pan India.

Managed all motor referrals effectively within agreed turnaround times.

Identified and controlled premium leakages, enhancing underwriting accuracy and profitability.

Facilitated achievement of top line and loss ratios, contributing to overall financial targets.

Supported pricing and monitoring of channel-specific processes and transactions including OEM aggregators and agency B2B/B2C.

Published underwriting reports and analyses for stakeholders, enabling actionable insights.

Provided assistance to front-end teams on underwriting aspects, including field visits.

Resolved interdepartmental queries by providing clear information and guidance.

Contributed to internal and external audit activities.

• Contribute to achieving the top line & loss ratios in line with the planned budget.
• Assist in Executing the Underwriting Guidelines for Motor (all Classes) for assigned region.
• To Execute the Underwriting licences effectively.
• Ensure regulatory compliance in all U/W related transactions for Motor Products.
• Managing & Monitoring the channel specific process & transactions such as OEM aggregators, B2B, B2C etc.
• Managing All Motor Referrals effectively within agreed TAT.
• Assist front-end teams on all underwriting aspects. (Including field visits).
• Underwriting Audit & Reports.
• Conduct underwriting process reviews on a monthly basis & publish report to all the concerned stakeholders for corrective actions.
• Assist in all the internal & external audit activity.
• Publishing Underwriting Reports & analysis to all the concerned stakeholders for actionable when and where required.
• Assist in underwriting process reviews on a monthly basis.
• Resolving OEM Queries & Issues.
• Ensure all SOPs are reviewed and updated for motor LOB underwriting.
• Ensure review & updating along with use of appropriate stationery/content in underwriting process relating to motor products.
• Handling Interdepartmental Queries.
• Finding & controlling Premium Leakages due to System or Process failure.