Summary
Overview
Work History
Education
Skills
Languages
Notice period
Current CTC
Expected CTC
Work Availability
Timeline
Generic
SOURAV GHOSH

SOURAV GHOSH

Area Credit Manager
BANKURA,West Bengal

Summary

Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Overview

14
14
years of professional experience

Work History

Area Credit Manager

Bajaj Finance Limited
08.2016 - Current

RESPONSIBILITY

  • Quality underwriting as per policy and evaluate norms, policies, procedure & case merits
  • Manage productivity by fixing productivity parameters and monitoring performance against set parameters on daily basis
  • Focused on quality sourcing and less delinquency %
  • FEMI, CBB & 6MOB % need to be controlled as per KRA.
  • Visit to bucket case to identify reason and recovery pending money
  • Ensuring documented feedback and action taken on all cases in soft buckets
  • Immediate checking the report of ‘Associates’ & make feedback
  • Over all look after own unit base team as per guideline.
  • Trainings –ALL- First / Refresher/ 2nd refresher / 3rd refresher

ACCOUNTANT CUM CASHIER

West Bengal Forest Biodiversity Conservation Project
08.2015 - 08.2016
  • Managed time efficiently in order to complete all tasks within deadlines
  • Organized and detail-oriented with strong work ethic.

ASSISTANT ACCOUNTANT

Rose Valley Chain Marketing System Limited
07.2009 - 08.2015
  • Reconciled company accounts for credit cards, employee expenses, and commissions
  • Monitored status of accounts receivable and payable to facilitate prompt processing
  • Reviewed general ledger entries and assessed accuracy

Education

Master of Arts -

Vidyannagar College
KOLKATA
2009

Accounting Course -

Khatra Youth Computer Training Center, Webel Youth Computer Training Center
WEBEL COMPUTER
2007

B-COM -

Khatra Adibasi Mahavidylay
KHATRA
2006

Higher Secondary -

Harmasra Hogh School
BANKURA
2003

SE -

Gorabari High School
KHATRA
2001

Skills

  • Risk Analysis
  • Risk Mitigation
  • Delinquency Monitoring
  • Fraud Understanding
  • Loan Decision Assessments
  • Credit Evaluation
  • Key Performance Indicators (KPI)
  • Problem Monitoring
  • Quarterly Reviews
  • Risk Assessment and Classification

Languages

Bengali
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
English
Upper intermediate (B2)

Notice period

90days

Current CTC

7.82lac (excluding other facility) 

Expected CTC

 Negotiable.

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline

Area Credit Manager

Bajaj Finance Limited
08.2016 - Current

ACCOUNTANT CUM CASHIER

West Bengal Forest Biodiversity Conservation Project
08.2015 - 08.2016

ASSISTANT ACCOUNTANT

Rose Valley Chain Marketing System Limited
07.2009 - 08.2015

Master of Arts -

Vidyannagar College

Accounting Course -

Khatra Youth Computer Training Center, Webel Youth Computer Training Center

B-COM -

Khatra Adibasi Mahavidylay

Higher Secondary -

Harmasra Hogh School

SE -

Gorabari High School
SOURAV GHOSHArea Credit Manager