SOURAV GHOSH
BANK OFFICER
Kolkata
Summary
- I seek challenging opportunities where i can fully use my skills for the success of the organizatuion.
- To contribute my positive attitude, adaptability, and strong communication skills to support team goals and deliver quality work.
Overview
6
6
years of professional experience
3
3
Languages
Work History
JUNIER OFFICER
HDFC BANK
11.2022 - Current
- Handling all backend operations activity smoothly on a regular basis.
- Ensuring NOC/CUR of customer loans as per the define TAT.
- Ensuring customer NPA (Same Day Credit) process activity as per collection concurrence.
- Analyzing and responding to all Audit observations. Ensuring necessary clarify and justification is provided to Audit and to have the observation removed accordingly.
- Handling all escalation and closing them within TAT.
- Handling all audit related queries and providing appropriate responses.
- Ensuring all the charges recovered in customer SOA as per collection confirmation.
- Ensuring that all the processes are carried out as per the policy of bank and 100% audit compliant.
- Handling all MAIL related queries and escalation on banking process.
- Handling all type of approval from COLLECTION and CREDIT team as per banking process and policy's.
- Handling transactions as per banking process.
- Ensure customer DEBIT and CREDIT narration Transaction as per bank process.
- Handling total CUR process as per BANK COLLECTION team.
- Release customer NOC as per bank policy.
- Handling customer RTO BOOKLET as per bank policy.
PSL AUDITOR(HDFC BANK)
DEY CHAKRABORTY & SEN
12.2019 - 12.2022
- I am handling all PSL audit activities in all customer loan.
- Handling all type of loans Audit as per bank policy.
- Ensuring all PSL classification as per bank policy.
- Ensuring audit quality check as per guidelines.
- Handling QC (quality check) as per PSL audit process in bank policy.
- Handling all Working capital product(BBG,EEG,SAB) AUDIT as per bank policy.
- Check customers all DOCUMENTS(C.A CERTIFICATE,BALANCE SHEET,KYC DOCUMENTS,URC,CUSTOMER SALES TURNOVER as per PSL AUDIT process.
Education
SECONDARY EDUCATION
SREE VIDYA NIKETAN FOR BOYS
01-2016
HIGHER SECONDARY EDUCATION
THE ORIENTAL SEMINARY FOR BOYS
04.2001 -
CITY COLLEGE(UNDER CALCUTTA UNIVERSITY)
BACHELER OF COMMERCE
04.2001 -
Skills
- Time Management
- Communication Skills
- adaptability
- Teamwork
- Leadership
- Work ethic
- Flexibility
- Problem-solving skills
COMPUTER PROFICIENCY
- MS OFFICE
- MS POWER POINT
- MS EXCEL
- MAIL HANDLING
Additional Information
HAVE ALMOST 5 YEARS OF PROFESSIONAL EXPERIENCE IN HDFC BANK IN HANDLING ALL BACKEND OPERATIONS SMOOTHLY ON A REGULAR BASIS.
Timeline
JUNIER OFFICER
HDFC BANK
11.2022 - Current
PSL AUDITOR(HDFC BANK)
DEY CHAKRABORTY & SEN
12.2019 - 12.2022
HIGHER SECONDARY EDUCATION
THE ORIENTAL SEMINARY FOR BOYS
04.2001 -
CITY COLLEGE(UNDER CALCUTTA UNIVERSITY)
BACHELER OF COMMERCE
04.2001 -
SECONDARY EDUCATION
SREE VIDYA NIKETAN FOR BOYS
Similar Profiles
KAMALA SUBRAMANIANKAMALA SUBRAMANIAN
Senior Vice President and Unit Head at HDFC Bank Limited, HDFC BankSenior Vice President and Unit Head at HDFC Bank Limited, HDFC Bank
Jignesh PatelJignesh Patel
Relationship Manager at HDFC Sales Pvt. Ltd. (Group Company Of HDFC Bank)Relationship Manager at HDFC Sales Pvt. Ltd. (Group Company Of HDFC Bank)
Prodip SahaProdip Saha
Collection Officer at HDFC Bank, Bajaj Finance, Axis Bank, IDFC BankCollection Officer at HDFC Bank, Bajaj Finance, Axis Bank, IDFC Bank
Rajan GargRajan Garg
Assistant Manager at HDFC Bank LTD (HDFC Sales Pvt Ltd)Assistant Manager at HDFC Bank LTD (HDFC Sales Pvt Ltd)
Sourav MukherjeeSourav Mukherjee
Senior Cloud Tester at Koerber PharmaSenior Cloud Tester at Koerber Pharma