Sowmya Aswin
Chennai
Summary
About 5 years of experience working on various engagements for Global Bank and Financial Institutions. Transition and Implementation experience around Financial Crimes, Fraud Investigations, AML Transaction Monitoring, Alerts, Cases, SAR Filing, CTR Filing, KYC Review, People Management.
To be associated with a leading & progressive organization, which would give best opportunities to improve & utilize my existing skills & work dynamically towards the growth of organization.
Overview
12
12
years of professional experience
Work History
Financial Crime Analyst
Commonwealth Bank of Australia, India
06.2024 - Current
- Conducting due diligence on new Clients, requesting the KYC information, documentation, review and verification of received documentation
- Communicate effectively and efficiently with customers to obtain KYC documents
- Perform independent check of KYC and AML information provided by front office
- Identify red flag situations and escalate in line with policy and procedures
- Performed ongoing customer due diligence including maintenance and updating of KYC records and information for existing clients
- Have a thorough understanding of client’s business and related parties to monitor clients activities for unusual transactions
- Perform further investigation on identified suspicious client and clients’ transactions and report to KYC/AML compliance officer
- Conduct enhanced due diligence, mitigate risk and manage escalations
ANALYST
IBM INDIA PVT LTD, Bangalore, India
07.2022 - 05.2024
- Performed risk-based transaction monitoring reviews of level 1 alerts based on triggering typology and summarizes findings in a comprehensive narrative detailing research, findings, and recommendations
- Dispositioned alerts based on reviews of customer profiles, associated transacting parties, transaction analysis, sanctions and screening research, and previous/related alerts and RFI responses
- Utilized internal and external databases and open records searches to research individuals/entities and identify and document high-risk attributes
- Escalated potentially suspicious activity for review by case investigators
- Ensured work adheres to defined engagement policies and procedures while maintaining program standards for quality and performance targets for production goals and project deliverables
- Maintained a current understanding of AML, including regulations, industry standards, typologies, developing trends, and best practices
- Cryptocurrency transactions monitoring for unusual customers
KYC analyst
CSS corp Ltd, Chennai, India
05.2021 - 07.2022
- Conducted due diligence on Key Account Parties (KAPs) for new mandates.
- Conducted enhanced due diligence research to support business decisions.
- Performed customer screening, ID verification, and KYC checks.
- Utilized tools like Google, World Check, OneKlick, Equifax, and AWS for screening.
- Validated documents to ensure compliance with regulatory standards.
- Reviewed financial crime risk indicators and escalated cases as necessary.
- Identify red flag situations and escalate in line with policy and procedures
- Performed ongoing customer due diligence including maintenance and updating of KYC records and information for existing clients
- Have a thorough understanding of client’s business and related parties to monitor clients’ activities for unusual transactions
- Perform further investigation on identified suspicious client and clients’ transactions and report to KYC/AML compliance officer
Analyst
Barclays Shared Service on the Payroll of TeamLease Services Pvt Ltd, Chennai
02.2013 - 04.2014
- Performed risk-based transaction monitoring reviews of level 1 alerts based on triggering typology and findings in a comprehensive narrative detailing research and findings
- Dispositioned alerts based on reviews of customer profile, associated transacting parties, transaction analysis previous/related alerts and RFI responses
- Utilized internal and external databases and open records searches to research individuals/entities and identify and document high-risk attributes
- Escalated potentially suspicious activity for review by case investigators
- Report red flag or suspicious activities and concerns with complete information
- Ensured work adheres to defined engagement policies and procedures while maintaining program standards for quality and performance targets for production goals and project deliverables
Education
Master of Computer Applications -
Hindustan College of Arts and Science
01.2012
B.COM (CA) - Computer Application
DR.SNS Rajalakshmi College of Arts and Science
01.2009
Skills
- Research and Analysis
- Financial Management
- Regulatory Compliance
- Critical Thinking and Problem-Solving
- Adaptability and Flexibility
- Quick Learning and Decision-Making
- Cryptocurrency Trading
- Blockchain Technology
Languages
English
Hindi
Malayalam
Tamil
References
Available on request
Timeline
Financial Crime Analyst
Commonwealth Bank of Australia, India
06.2024 - Current
ANALYST
IBM INDIA PVT LTD, Bangalore, India
07.2022 - 05.2024
KYC analyst
CSS corp Ltd, Chennai, India
05.2021 - 07.2022
Analyst
Barclays Shared Service on the Payroll of TeamLease Services Pvt Ltd, Chennai
02.2013 - 04.2014
B.COM (CA) - Computer Application
DR.SNS Rajalakshmi College of Arts and Science
Master of Computer Applications -
Hindustan College of Arts and Science
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