Summary
Overview
Work History
Education
Skills
Timeline
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Sravanti Variganti

Bank Operation Manager
Hyderabad

Summary

Experienced Corporate asset Operations Professional with 3+ years in the wholesale banking, 5+ years specializing in trade finance, and 3 Years in Retail asset operations (PL, Auto loan, Two wheeler, CD etc). Proven expertise in managing Retail asset operations, got Silver star award for quality and product in Retails products. Adept at team leadership, cross-functional collaboration.

Overview

13
13
years of professional experience
2010
2010
years of post-secondary education

Work History

MANAGER I, CORPORATE ASSET OPERATIONS

ICICI BANK LIMITED
01.2022 - Current
  • Managed working capital finance operations, including cash credit, overdraft facilities, and supply chain finance, ensuring optimal liquidity for corporate clients.
  • Handled credit operations for various financial products, such as demand loans, letters of credit (LC), and bank guarantees, facilitating smooth credit disbursement and management.
  • Expertise in export financing products like EPC (Export Packing Credit), FBP (Foreign Bill Purchase), and PCFC (Packing Credit Foreign Currency), supporting international trade finance operations.
  • Worked extensively on reconciliation processes, ensuring accurate tracking of financial data, minimizing discrepancies and enhancing financial controls.
  • Led automation initiatives to streamline operations, improve process efficiency, and reduce manual interventions in areas such as reconciliation and Limit setup.
  • Collaborated with cross-functional teams to facilitate the issuance of bank guarantees and letters of credit, ensuring compliance with regulatory requirements and risk management practices.
  • Monitored and managed credit limits and facility utilization, ensuring alignment with company policies and client needs.
  • Supervise the entire corporate assets and Retails assets operations team, ensuring SLA adherence.
  • Process and authorize Limit setup product.
  • Limit setup, renewal, enhancement, reduction, modifications, closure, DL opening and closure (FCNR), LCBD and TOD margin limit setup, General banking Operation.
  • Handle backend treasury operations, including CP issuance and debt instruments.
  • Conducted monthly reconciliations for Priority Sector Lending accounts.
  • Conducted daily T+1 days reconciliations for Limit setup for OD , CC products.
  • Maintained Transaction monitoring in office accounts.
  • CC/OD DP zeroisation after 60days of expiry.
  • Ensured compliance and data accuracy within TAT.
  • Lead audit readiness and compliance documentation across all processes.
  • Securities checking while closing the Limit setup.

Deputy Manager, Retail Asset Operation team

HDFC BANK LTD
05.2019 - 01.2022
  • Verified and processed all application forms under strict KYC guidelines.
  • Handling all over activities of instalment products, i.e Personal loans, Auto loans, Business loans, LAS, Consumer Durable loans, Two wheeler loans.
  • Verifying whether required approvals from credit unit to disbursement and ensure TAT at all times.
  • Provided Training to new joiners up to date on Organizational policies.
  • Ensured compliance and data accuracy within TAT.
  • Led a team of 7–8 members, ensuring timely reconciliation and escalation resolution.
  • Dispatched all the files to CPU under proper scheduled and tracking of loan booking for all cases.
  • By ensuring FTR to eliminate the Re-work at CPA shop.
  • Identification of risky profiles and elimination of fraudulent & undesirable profile profiles with the support of Risk Team.
  • Received Silver Star award for processing quality and productivity processed on time.
  • Participated in internal and external audits for loan disbursement operations.

Process associate, on behalf of Calibe HR, Transaction banking

AXIS BANK LTD
06.2010 - 01.2019
  • Processed trade finance transactions: export LCs, foreign bills, DDs, and advance remittances.
  • Performed document scrutiny and liaised with branches for compliance.
  • Trained junior staff on RBI and internal trade finance protocols.

Education

Bachelor of commerce -

OSMANIA UNIVERSITY

Skills

Corporate Credit: Proficient in credit risk evaluation, financial data analysis, and credit facility management

Timeline

MANAGER I, CORPORATE ASSET OPERATIONS

ICICI BANK LIMITED
01.2022 - Current

Deputy Manager, Retail Asset Operation team

HDFC BANK LTD
05.2019 - 01.2022

Process associate, on behalf of Calibe HR, Transaction banking

AXIS BANK LTD
06.2010 - 01.2019

Bachelor of commerce -

OSMANIA UNIVERSITY

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Sravanti VarigantiBank Operation Manager