Sreedevi V N

• Maker/Checker responsibilities : Preparing and checking offer letters and documents (including KYC), in line with the credit conditions stipulated in credit memos, within agreed SLA.
• Monitoring of post-disbursal conditions.
• Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits.
• Tracking of various regulatory, credit monitoring items, such as stock statements, QIS, insurance policies, collateral audits, ROC searches, etc.
• Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items. Perform the reconciliation of any daily pending transactions.
• Stakeholder Management: Liaising with the in-house legal team and external legal counsel for the drafting of non-standard documents, so as to ensure that the credit conditions stipulated by the credit chain are incorporated in such documents.
• Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals.
• Process streamlining : Participating actively in Process analysis and making them more efficient and reducing duplication of processes.
• Support internal and external audits within the department by preparing documentation as required
• Perform the QC process on operational issues, escalated by the less experienced members of the team.
• Support and resolve customer enquiries and provide excellent customer service.

• Liaise with the clients/RMs to procure necessary documents & prepare sanction letter(Initial/Renewal/Enhancement/Modification) and issue loan/security documentations required as per sanction terms, scrutiny of executed loan and security documents along with KYC for various segments like Agri, Supply Chain Finance, Commercial Banking- SME and Mid Corp, Corporate and Institutional Banking, EEF NEG.
• Ensure all pre-sanction conditions are complied. Issue Disbursement Notice to BO to set limit in the system Adherence to agreed Sanction Letter for each transaction.
• Preparation/Verification of Pari Passu Letters/NOC/No Due Certificate for various segments.
• Ensure all security charge filing is done within timeline with MCA or CERSAI. Ensure recovery of fees/revenues and contain operational costs
• Ensure recovery of fees/revenues and contain operational costs.
• Initiation and Managing Stock and Book Debt Audit/Inspection with Auditor.
• Handling MIS related duties like preparing and sharing Exchange of Information to member banks; preparing various registers like Key and Vault management

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