Summary
Overview
Work History
Education
Skills
Software
Certification
Timeline
Generic
Sreejith A S

Sreejith A S

DEPUTY MANAGER - HDFC BANK LTD
CALICUT,KERALA

Summary

Experienced professional in Banking & Financial services industry with a demonstrated history of working in Retail Credit risk, SME/Mortgage Lending, Fixed Income Markets and Data Analysis. Strong credit risk professional with a PGDM focused in Finance from Birla Institute of Management and Technology (BIMTECH), Bhubaneshwar.

Overview

3
3
Languages
2
2
Certifications
6
6
years of post-secondary education
5
5
years of professional experience

Work History

Deputy Manager - Retail Credit

HDFC BANK LTD
Calicut, Kerala
01.2019 - Current
  • Applied credit best practices and policies in assessing fresh credit requests and made approval decision ensuring all standards were met.
  • Worked with various stakeholders in mitigating the risks associated with lending.
  • Performed due diligence and fraud analysis.
  • Periodically reviewed lender portfolios to identify possible risks.
  • Trained junior team members in underwriting procedures and loan quality grading standards.
  • Maintained portfolio delinquency level within target.

Credit Manager - SME/Mortgage Underwriter

BAJAJ FINSERV LTD
Chennai, Tamil Nadu
08.2017 - 12.2018
  • Managed all loan requests and made approval decision ensuring all credit standards were applied, thereby mitigating the risks associated with lending.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Worked on internal MIS reports.

Process Associate

GENPACT INDIA PVT LTD
Hyderabad, Telangana
10.2016 - 07.2017
  • Worked as Data researcher for Inter-Continental Exchanges (ICE) in the U.S Fixed Income market.
  • Researched and provided Terms & Conditions necessary for pricing & valuation of U.S Fixed Income issues and Fixed Income derivatives (Tender Option Bonds) in the primary market.
  • Coordinated with various Investment banks for procuring new issue documents/information necessary for bond pricing.
  • Resolved client queries through Salesforce.
  • Worked on internal QA reports.
  • Used SQL, MS Excel to analyze data. Generated reports of findings to help management with making key decisions.

Junior Research Associate

S&P GLOBAL MARKET INTELLIGENCE
Hyderabad, Telangana
06.2016 - 10.2016
  • Researched and Provided Terms & Conditions necessary for pricing & valuation of U.S Fixed Income issues and Fixed Income derivatives (Tender Option Bonds) in the primary market.
  • Worked on Capital IQ terminal. Entered data, modeled results and generated reports.
  • Developed fact sheets, graphs and tables to analyze and summarize pricing data.

Education

PGDM - Finance

Birla Institute of Management Technology (BIMTECH)
Bhubaneswar
06.2014 - 03.2016

B.Tech - Electronics And Communication Engineering

National Institute of Technology (NIT)
Calicut
05.2009 - 04.2013

Skills

    Credit risk

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Software

MS Excel

Python

R Studio

SQL

Certification

Executive Development Program in Data Science with Python, R & Excel from XLRI Jamshedpur

Timeline

Executive Development Program in Data Science with Python, R & Excel from XLRI Jamshedpur

04-2021

Deputy Manager - Retail Credit

HDFC BANK LTD
01.2019 - Current

Credit Manager - SME/Mortgage Underwriter

BAJAJ FINSERV LTD
08.2017 - 12.2018

The Language and Tools of Financial analysis – Coursera in association with The University of Melbourne, Australia (License: DQ5NCXLRENEN)

02-2017

Process Associate

GENPACT INDIA PVT LTD
10.2016 - 07.2017

Junior Research Associate

S&P GLOBAL MARKET INTELLIGENCE
06.2016 - 10.2016

PGDM - Finance

Birla Institute of Management Technology (BIMTECH)
06.2014 - 03.2016

B.Tech - Electronics And Communication Engineering

National Institute of Technology (NIT)
05.2009 - 04.2013

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Sreejith A SDEPUTY MANAGER - HDFC BANK LTD