Summary
Overview
Work History
Education
Skills
Websites
Certification
Languages
Timeline
Generic

Srijan Mridha

Kolkata

Summary

Finance Professional with over 6.5 years of experience in banking industry.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Branch Manager (Deputy Manager)

State Bank of India
01.2021 - 11.2022
  • Increased the overall credit portfolio of the branch by 150% within 2 years
  • Proficiently documented and processed credit proposals, enhanced housing loans, personal loans, and SME loans portfolios
  • Improved internal audit score by 45% through meticulous compliance.

Assistant Manager

State Bank of India
Kolkata, India
01.2019 - 12.2020
  • · Managed credit proposals for SMEs, ensuring meticulous documentation and adherence to compliance standards.
  • · Conducted comprehensive financial analysis to evaluate creditworthiness, working capital, and term loan requirements, facilitating informed decision-making.
  • · Prepared CRA (Credit Risk Assessment) and CMA (Credit Monitoring Assessment) data for more than 200 SME units for renewal and enhancement of working capital.
  • · Collaborated with internal teams to ensure timely and accurate completion of credit assessments.

Assistant Manager

Bangiya Gramin Vikash Bank (Sponsored by Punjab National Bank)
05.2017 - 12.2018
  • Led documentation and processing of credit proposals for SMEs in rural and semi-urban areas, driving a remarkable 65% increase in the credit portfolio
  • Provided valuable financial guidance to small and medium-sized businesses, fostering growth and sustainability.

Associate

Union Bank of India
05.2016 - 02.2017
  • Led processing of credit proposals in the agricultural segment, contributing to the bank’s lending operations.

Education

Higher Secondary Education - Science

Jadavpur Vidyapith
Kolkata, India

Secondary Education -

Jadavpur Vidyapith
Kolkata, India

Bachelor in Civil Engineering -

Jadavpur University
Kolkata, India
08.2014

Master’s in Business Administration -

Essex Business School
Colchester, United Kingdom
03.2024

Skills

  • Credit Processing and Analysis
  • Management
  • Financial Analysis
  • MS Office
  • Excel
  • PowerPoint
  • Canva

Certification

  • JAIIB (Diploma in Banking and Finance)
  • Moody’s Analytics Commercial Credit Certification in context with small and medium enterprises

Languages

English
Bengali (Native)
Hindi

Timeline

Branch Manager (Deputy Manager)

State Bank of India
01.2021 - 11.2022

Assistant Manager

State Bank of India
01.2019 - 12.2020

Assistant Manager

Bangiya Gramin Vikash Bank (Sponsored by Punjab National Bank)
05.2017 - 12.2018

Associate

Union Bank of India
05.2016 - 02.2017

Higher Secondary Education - Science

Jadavpur Vidyapith

Secondary Education -

Jadavpur Vidyapith

Bachelor in Civil Engineering -

Jadavpur University

Master’s in Business Administration -

Essex Business School
Srijan Mridha