Finance Professional with over 6.5 years of experience in banking industry.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Branch Manager (Deputy Manager)
State Bank of India
01.2021 - 11.2022
Increased the overall credit portfolio of the branch by 150% within 2 years
Proficiently documented and processed credit proposals, enhanced housing loans, personal loans, and SME loans portfolios
Improved internal audit score by 45% through meticulous compliance.
Assistant Manager
State Bank of India
Kolkata, India
01.2019 - 12.2020
· Managed credit proposals for SMEs, ensuring meticulous documentation and adherence to compliance standards.
· Conducted comprehensive financial analysis to evaluate creditworthiness, working capital, and term loan requirements, facilitating informed decision-making.
· Prepared CRA (Credit Risk Assessment) and CMA (Credit Monitoring Assessment) data for more than 200 SME units for renewal and enhancement of working capital.
· Collaborated with internal teams to ensure timely and accurate completion of credit assessments.
Assistant Manager
Bangiya Gramin Vikash Bank (Sponsored by Punjab National Bank)
05.2017 - 12.2018
Led documentation and processing of credit proposals for SMEs in rural and semi-urban areas, driving a remarkable 65% increase in the credit portfolio
Provided valuable financial guidance to small and medium-sized businesses, fostering growth and sustainability.
Associate
Union Bank of India
05.2016 - 02.2017
Led processing of credit proposals in the agricultural segment, contributing to the bank’s lending operations.