Srinivasan Ramachandran

Post Graduate MBA Finance with a strong focus in Trade Finance Possessing exceptional analytical and problem-solving skills, seeking a challenging position in a Dynamic and stable institution, where I can employ my financial technical knowledge and banking expertise with Dedication and passion in the best way possible to build a long-term career in an organization.

• Participated various Projects, Testing’s, STP, Migrations.
• Strong Knowledge in Various Applications I.e. MTS, DOT Opal, Finacle, Trade Pro / TI+, Kraman, Flex cube etc.
• Had received Quality Award twice for Zero Internal &External Errors.
• Nominated for Icon Award for Best performer.
• Nominated for Various projects Like STP, Paper less process & AMEX -SCB MTS Integration and Migration Process.
• Re-engineered paper-based reconciliation to system-based reconciliation.

• Expertise in handled Clean Inward and outward remittances/Non-Import (miscellaneous) remittances for resident corporate and individuals (Remittances under Liberalized Remittance Scheme, Business visits, Education, Close relatives, NRO, NRE, Tour arrangements etc.) and also AD II remittances from Non-Financial institutions i.e. MUTHOOT, UAE EXCHANGE, PAUL MERCHANT.
• Handled / Checked the Import Documents and Processing Transactions End to End (BOE, Sanctions checks and also TCP checks for Branch Customers)
• Expertise in handling all Capital Account Transactions (External Commercial Borrowings, Overseas Direct Investments, Foreign Direct Investments, Branch/Liaison/Project Offices in India and abroad, Project Export, Authorized Dealer Approvals etc....)
• Strong foundation in framing/improving process as per latest RBI, FEDAI regulations Specialized in scrutinizing of Inward and outward Payments, FX Settlements and NOSTRO reconciliations.
• Releasing payments pertaining to third banks through Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), and Remote Cashier Order.
• Working knowledge of SWIFT message types (MT103, 202, 199, 299,999,111,110 410, Etc.)
• Worked in Money Transfer System (MTS) and do Electronic fund transfer through SWIFT, CHIP & FED Clearing Systems for US Payments.
• Dealing with treasury department and handling FX reconciliation for treasury – cash/payments settlement
• Expertised in Sanctions Processing and regulations (Anti money laundering, OFAC FATF etc.)
• Good understanding of credit and operational risks in handling of third party services. Performing UAT on new applications & dealing with Vendors to explain them the test results.
• Executed projects on Turnaround Time, simplification of various processes of payments. Generation of MIS reports, provide training on various products to all teams implanting trade knowledge, escalations to senior management, dash board flashing.
• Interacting with the relationship managers and internal teams to resolve all trade queries and issues promptly
• Identify potential areas for grooming Team Members through regular assessments and mentoring the new hires.
• Providing on job training for new recruits, updating job procedures from time to time and collating information on the status and progress of tasks to the onshore location.
• Implementing call monitoring/ calibrations for quality control and ensuring that the quality and services parameters are met at all levels.
• Conducting team meetings / training sessions on new updates on process, policies and procedures.
• Identifying the key challenges of the team with regard to the process and providing adequate training.
• Reviewing the process for current market environment & eliminating the non-value services
• Prepared Leave roasters, Cross-training and Job rotation schedules for the entire team to ensure smooth workflow and availability of proper back-up for all the desks.
• Prepare training schedules provide on-job training, presentations and review sessions for the new joiners and trainees